Protect Your Nest Egg From Con Artists
Be on your guard against advisers selling fraudulent or unsuitable investment products. Regulators are warning seniors to watch out for invitations to free-meal investment seminars, cold calls from telemarketers, and radio and TV advertisements pitching investment deals.

Bad Advice Destroys Early Retirees' Dreams
As companies downsize, workers with early-retirement packages have become targets of brokers looking for investment dollars, according to legal filings and consumer advocates. Many advisers conduct free seminars for employees, often promising returns that they contend will enable prospective retirees to make large withdrawals to meet living expenses.

Beware 'Specialists' Spinning Bad Advice
"Senior specialists" may entice you with a free lunch, but don't bite on the products they sell. These so-called senior specialists have little training or expertise in financial matters, according to regulators who have filed more than two dozen enforcement actions against advisers. The suits claim that the advisers persuaded retirees to buy high-commission products of questionable value.

Indexed Annuities: Too Good to be True?
More than 30 companies are churning out new equity-indexed annuity products to capture the lucrative baby-boomer market. Before you plunk down your savings for one, you better understand how this complex product works. Its confusing features and big fees, as well as agents' aggressive sales tactics, have attracted the attention of government regulators and class-action litigators.