Open enrollment starts in October this year -- so you’ll need to make key decisions about your 2012 coverage several weeks earlier than in the past.

This step-by-step guide will help you take advantage of a great online resource for comparing plans.

If you're not comfortable using the online Medicare Plan Finder tool, state programs can help you pick a plan over the phone or in person.

This how-to guide will help you search for the best all-in-one medical and drug coverage using Medicare’s Plan Finder tool.

Start your search online and be willing to switch plans to get access to a bigger network of providers.

The coverage gap in the Part D prescription-drug plan has started closing through a combination of government subsidies and drug-company discounts.

A FICO score predicts whether you will use prescription drugs as directed.

Once you sign up for Medicare, you can no longer contribute to a health savings account. How should you manage the transition?

Take our advice on how to find the least expensive care without sacrificing quality and you could save hundreds or even thousands of dollars.

Use these strategies to get the most out of your benefits.