The insurer that offered you the lowest rate a few years ago may no longer have the best deal. Get price quotes from several insurers whenever you experience a major change
-- for example, if you get married, move to a new state, buy a new car or your teenager starts driving. Also go shopping if you’re hit with a rate hike. Get quotes at www.carinsurance.com, www.insweb.com or insurers’ sites (such as www.allstate.com, www.statefarm.com and www.progressive.com). You can find an independent insurance agent at www.iiaba.org.
Giving in to Inertia