TABLE OF CONTENTS:
APRIL 2009
COVER STORY
Inside the April Issue
What Investors Need
We would all have more faith in the markets if we knew that someone was running the show.
What the Stimulus Means for You
Whatever its impact on the overall economy, the plan will give your finances a jolt.
Best Way to Save: One Day at a Time
It's easier to sock money away when you think short term.
Skip the Trip
Get a taste of campus life without the costs of getting there.
Mortgage Fees Are On The Way Up
Lenders want a plumper cushion against the risk of defaults.
Brokered CDs: Simple and Safe
Use them for a hassle-free, one-stop shop for great rates.
Spend, If You Can
My Point of View by Knight Kiplinger
The Madoff Antidote
Opening Shot by James K. Glassman
Waiting to Pounce
Discovering Value by Whitney Tilson & John Heins
Why We Still Like Stocks
Markets rebound when things are gloomiest. If you sit on the sidelines, you'll miss out on big gains.
7 Blue Chips to Hold Forever
With little debt and lots of cash, these global powerhouses should buck the recession.
6 Small Stocks Poised for Big Gains
They're riskier than blue chips, but they offer greater rewards.
5 Funds That Like What We Like
They buy many of our favorite blue chips, and then hold on.
A Stock-Free Portfolio
Given the goings-on in the market, we understand if youUre reluctant to buy common stocks. But you can make a decent return without owning a single share.
Put Your 401(k) Back to Work
Your best bet is to keep on contributing, stick with stocks and try not to raid your account.
Why It's Hard to Fight Brokers
Mad as hell over losses? You can go to arbitration, but the deck will be stacked against you.
Last Retailer Standing Wins
The current shakeout will boost the fortunes of chains that survive.
Inflation Isn't Inevitable
Going Long by Jeremy Siegel
The Case for Junk Bonds
Cash In Hand by Jeff Kosnett
Last Rites for Big Mo
Mutual Funds by Russel Kinnel
Simple Plans to Beat the Market
Three pros suggest easy portfolios that stress low-cost index funds. We add one more.
Good Idea, Bad Timing
Sagging stock prices force retirement-income funds to trim their payouts.
A Real Estate Play That Pays
Lavish yields on preferred stocks of real estate trusts are too tempting to ignore.
The Bear Mauls Our Stock Picks
But a bear fund we suggested shot out the lights.
Don't Fall For This Top Fund
A move into cash put Reynolds Blue Chip Growth at the top of the charts.
The Kiplinger 25 Update
With 910 bond, this muni fund covers all the bases.
Savings Guarantees You Can Can Trust
Annuities and other products promise secure income. But only some deliver.
PLUS: SIPC to the Rescue
Last-Minute Tax-Saving Tips
Make the most of changes designed to give you a break on your 2008 tax bill.
PLUS: Perks for Military Personnel
Lower Your Property-Tax Bill
If your house has lost value, challenge the assessment.
10 Financial Myths Busted
We feed conventional wisdom into the shredder.
Charity Begins at Home
Better tax breaks and low interest rates make this an ideal time to shower loved ones with your generosity.
PLUS: Give the Kids Your House
Dear Sasha and Malia
Money Smart Kids by Janet Bodnar
Stay Covered After a Layoff
You can hang on to your health insurance, but the cost can be shocking.
Desperately Seeking Tuition
Covering next fall's college bills may take a little creativity.
PLUS: Public Colleges: A Low-Cost Option
Where to Find Cheap Loans
Credit unions have plenty of cash, and their rates often beat what banks charge.
Moonlight With Less Tax
Ask Kim by Kim Lankford
Free Getaways Around the World
Swap your home and all you need to do is get there.
Smart Phones for Everyone
A new crop of 3G phones take a bite out of Apple.
A Tough Call on Hybrids
Drive Time by Jessica L. Anderson
My Story: Pawnbroker to the Stars
The Beverly Loan Co. caters to an exclusive clientele, who pawn everything from Rolexes to Picassos.