TABLE OF CONTENTS:
JANUARY 2009
COVER STORY
Inside the January Issue
Fear of Investing
My father's generation viewed investing as speculation. I'm afraid that same state of mind is back.
A Tough Year for Job Hunters
Layoffs will be the rule. Least affected by the downturn are the farm belt and Texas.
Frequent Fliers: Expect Turbulence
Airlines are charging more to issue award tickets and making them harder to get.
Pretending to be in Distress?
Money and Ethics by Knight Kiplinger
Used-Car Blacklist
A beefed-up registry of damaged vehicles makes its debut.
Don't Pay a Fee to Lose Money
You can avoid minimum-balance charges on your mutual fund.
Save on Surgery
Forget traveling abroad to save on medical procedures. A trip to America's heartland can be just as healthy for your wallet.
Yes, You Are Allowed a Do-Over
Portfolio Doctor by Jeffrey R. Kosnett
Profit From Uncertainty
Discovering Value by Whitney Tilson and John Heins
Outlook 2009
After a rocky start, stocks will finish the year in the black as investors anticipate a better economy.
8 Stocks to Ring In the New Year
Stocks are cheap. But with the economy in recession, we concentrate on household names that will hold up no matter how bad things get.
A Bargain Hunter Stands Tall
Bruce Berkowitz survived the carnage better than nearly all his peers. Now he sees plenty of good values.
The New Rules for Investing Your Money
A repeat of 2008, when almost everything tanked, is unlikely. It's still a good idea to spread your risk.
Opportunity Rocks in Bonds
You can get good yields without taking much risk. But beware of Treasuries.
Scams Ripped From Today's Headlines
When markets and the economy go haywire, criminals cash in.
The Second Time Around
Promised Land by Andrew Feinberg
The Future for Funds
Mutual Funds by Russel Kinnel
A Disastrous Year for the Kip 25
Bill Miller's Legg Mason Opportunity fund is out. FPA Crescent is in.
A Surprising Safe Haven
Biotech stocks thrive even as the market tanks. These four still hold plenty of promise.
Leader of the Pack
A top fund in 2008, Forester Value started the year playing not to lose -- and ended it all in.
Our '08 Picks Take a Licking
For the first half of the year, our eight stocks prospered.
Can You Get a Loan?
The short answer is yes. But you need a sterling credit history to get the best rate.
Special Handling for Sudden Wealth
How to parcel out and protect an inheritance or pension payout in these uncertain times.
How to Cope With a Deflated IRA
A military pension helps, but don't give up on stocks.
Save the Dates: Your 2009 Money Calendar
All of the year's financial chores and deadlines at a glance.
A Sweet Deal on a Roth IRA Conversions
If you earn too much to qualify in 2009, set your sights to convert to a Roth in 2010.
Life After a Layoff
How to prepare for the worst and make a quick recovery.
Resolved: This Year, I'll Keep More Cash
Seven easy ways to save nearly $10,000 in 2009.
Fire My Adviser?
Ask Kim by Kimberly Lankford
Five Ways to Check a Charity
How to make sure your donation will be put to good use.
The Fragile State of Home Prices
A bottom is in sight, but the sputtering economy could delay the rebound.
Flying Doesn't Have to be Such a Bummer
What you can do to make the best of today's unfriendly skies.
You Get What You Pay For
The fares may be low, but the fees can add up.
Glasses for Less Than $50
You can save hundreds, but these cut-rate specs come with some caveats.
Best Midsize Sedans
Drive Time by Mark Solheim
My Story: His Fans Lend an Ear (and Their Money)
This singer-songwriter once made expensive albums for big labels. Now he's producing them at a fraction of the cost -- with a little help from his audience