Best Credit Card Offers

Choose the card that fits your spending style.

From Kiplinger's Personal Finance magazine, December 2008
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SEE THIS SLIDE SHOW: The Best Credit Cards

BEST FOR CASH REBATES
American Express Blue Cash

Earn a hefty 5% rebate on gas, groceries and drugstore purchases, plus 1.5% on everything else, once you reach a $6,500 spending threshold with this card. Until then, you receive 1% on those everyday purchases and 0.5% on whatever else you buy. You could save $580 on annual charges of $22,630.

BEST GAS CARD
BP Visa

This card from Chase will lower your annual bill by about $490 if you spend $2,900 on BP gas and $19,700 on everything else. For the first 60 days, you receive a 10% BP rebate; 4% on airfare, dining, lodging and car rentals; and 2% on everything else; after that, the rebate is cut in half.

BEST TRAVEL REWARDS
Simmons First Visa Platinum Travel Rewards

Earn one point per dollar spent with this no-fee card and use the rewards for free plane tickets, hotel stays, restaurant meals or car rentals. You need only 22,000 points for a coach ticket, worth up to $325, to any destination within the 48 contiguous states.

BEST LOW RATES
Wells Fargo Prime Rate

Cardholders who carry a monthly balance will appreciate this card for its 5% interest rate and $19 annual fee. The rate will never exceed prime, the rate at which banks lend to their best customers. Free alerts remind you when your bill is due and notify you if you're approaching your credit limit.

MORE FROM THE 2008 BEST LIST:
The Best Financial Services
The Best Tools to Help You Retire
The Best Stocks and Funds
The Best for Travel, Cars, Home & Fun
The Best Tech
The Best Web Sites

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Reader Comments (1)

Posted by: skipaway at 01/26/2009 04:21:49 PM

I disagree with the best airline miles card. You're better off paying for a ticket costing $350 and using miles for more expensive tickets and upgrades. There is (so far, knock wood) no dollar limit on the FF programs' redeemed miles. The limits are destination based, and although they are costing more miles in '09, I'd rather spend 30000 miles for a ticket to Quito than 22000 miles for a ticket to Dayton.

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