AHEAD

A Positive Spin on Spinoffs
Ever hear of Verigy or Idearc? Buying shares of corporate castoffs can be a rewarding strategy for many investors.

Follow the Leaders
A patented methodology helps this eight-year-old fund identify standouts in any industry.

Dial G for Free Info
Google offers convenient services by text message.

The Long Wait for a Passport
A backup of applications may force you to pay for expedited service.

One Share, No Vote
A takeover bid to buy Dow Jones spotlights family control.

Audit a Course Free at Online U
Many prestigious colleges are posting classwork on the Internet.

When the Waiter Forgets to Charge You
Money & Ethics, by Knight Kiplinger

What You Need to Know About Summer Airline Flights
The Lowdown, by Mark K. Solheim

New Jobs, New Life, Clean Slate
Portfolio Doctor, by Jeffery R. Kosnett

Don't Retire Your Stocks
Opening Shot, by James K. Glassman

INVESTING

21 Stocks to Make You Rich
We asked eight of America's savviest mutual fund pros to share what they're buying now. Plus: The scorecard on last year's picks.

Janus Rebuilt
New managers at Denver's maverick fund family have swept up the mess left by the tech bubble. Is now the time to jump back into Janus?

A Legend Sizes Up the Market
His streak is over, but Legg Mason's Bill Miller remains one of the sharpest, most innovative thinkers in investing.

Why Stocks Will Keep Going Up
The markets are surging ahead, driven by robust sales overseas.

COMMENTARY
Why the Rich Got Richer Going Long, by Jeremy Siegel

YOUR MONEY

"I Flunked Retirement. Twice."
Going from a full-time job to five rounds of golf a week isn't all that it's cracked up to be, says Jay Franklin. But you can stay in the game on your own terms.

Voices From the Home-Loan Bust
These families are feeling the pinch of rising mortgage payments. Plus: What to do if your home is on the line.

Best Deals on Student Loans
The winning strategy for you and your student is to borrow as much as you can -- and need -- from the feds.

Ask Kim
This month Kimberly Lankford answers your questions about how credit-report inquiries affect your credit score and where to stash extra cash now.

REWARDS

Great Values in Overseas Trips
Five exotic, off-the-beaten-path destinations where your dollar is guaranteed to go further.

A Roadster for Every Wallet
Zoom! Zoom! Sexy -- and affordable -- two-seater sports cars hit the showrooms. Plus: The specs on five popular models.

Protect Your PC
Defending your computer against intruders doesn't have to cost you a penny.

MY STORY
From Engineering Geek to Dating Coach A PhD student in electrical engineering changes direction after a stint on the reality TV show Beauty and the Geek.

ONLINE EXTRAS

NEW! Cover-Story Podcasts
Listen to a behind-the-scenes podcast about our cover story each month, featuring editor Fred Frailey.

Travel Values
The weak dollar makes these destinations particularly alluring. See our slide show.

Dropping the Top on BMW
See our slide show on the BMW 3-series and other sporty ragtops that can carry four.

Affordable Family Trips
See tips for keeping costs down when traveling with kids this summer. Plus, get 20 vacation ideas.

Mutual Fund Rankings
View the top-performing funds by type and style. Plus, sort them by key criteria.

Investment Talk
We've teamed up with ValueForum, an online discussion community for investors. Get special rates.

Kiplinger Recommends
We compile the best business advice from across the Web and summarize it.