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TABLE OF CONTENTS: NOVEMBER 2008
COVER STORY
 
 
Inside the November Issue
Go to: Ahead | Investing | Money | Living 
 
AHEAD
The Fannie Mae Trap
Two smart and savvy investment icons fell hard for Fannie and Freddie. What were they thinking?
 
Bad Decisions in Bad Economic Times
Curb your emotions and avoid costly financial mistakes.
 
Appraising the Home Appraisers
They're supposed to be the market's gatekeepers. But who are they really working for?
 
Why Should Seniors Get the Discounts?
Money and Ethics by Knight Kiplinger
 
Know When to Fold
A new Web site will e-mail alerts when your stock hits bear country.
 
A Tax Hat Trick for Health Accounts
Procrastinators can open an HSA now and still fund it to the max.
 
Perks Galore for Home Buyers
Builders pull out the stops to lure you in the door.
 
The Tax Plans: Who Wins and Who Loses
There's more to them than simply raising or lowering rates.
 
Two Ways to Extend Health Insurance
Tax breaks versus expanded public coverage are the options this election.
 
Improving Your Odds
Discovering Value by Whitney Tilson and John Heins
 
We'll Drink to That
Discovering Value by Whitney Tilson and John Heins
 
 
 
INVESTING
7 Great Companies for $7 or Less
We think these stocks are underpriced and undervalued, and could make you money down the road.
 
Best of the Online Brokers
Fidelity, with a wide array of investment choices and a terrific Web site, takes top honors. PLUS: Invest with your friends.
 
Pay Less Tax on Your Funds
How to avoid or postpone the tax on capital gains, and the funds that can help you do it.
 
Beat the Rush to the Banks
The stocks are still risky, but a comeback is around the corner.
 
This Year's Best Newbies
Mutual Funds by Russel Kinnel
 
Those Bargain-Hunter Blues
Value investing is being put to the test. Yet some sharp managers have stayed on key.
 
Swim Among the Water Stocks
Profit from companies that help purify and transport an increasingly precious liquid asset.
 
Riding the Wave Up Overseas
Tocqueville International Value fund invests wherever misery is at its crest.
 
 
 
MONEY
Getting the Best Financial Advice
Focus on your goals and the adviser who can get you there.
 
 
A Teacher's Retirement Plan Flunks
This educator should jettison his 403(b) plan.
 
Plug Your Home's Costly Leaks
Pinpoint problems with an energy audit and save big bucks. SLIDE SHOW: What You Could Save on Home Energy Costs
 
Mom I Dropped My Laptop
Does your insurance cover your college kid? Should you cosign his lease? Answers to these and other cries for help.
 
 
A Tax Break for Insurance Stock
In a complex case on the demutualization of insurance companies, a court rules against the IRS. But expect an appeal.
 
Target Funds Fly Solo
Ask Kim by Kimberly Lankford
 
 
 
LIVING
Live Debt Free
How to stay on top of your finances when life throws you a curve.
 
 
 
What Kind of Spender Are You?
We'll help with a diagnosis and a cure for unhealthy spending habits.
 
Confessions of a Debt Collector
Fred Williams, a reporter for the Buffalo News, worked for three months at a debt-collection agency to see how one operates. Here is his report.
 
 
 
It's all about the MPG
Drive Time by Mark Solheim
 
 
My Story: Scrambling to Avoid Foreclosure
Refinancing with a subprime mortgage just before home prices plummeted left this couple owing more than their house is worth. Now they're trying to sell it.
 
 
 

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