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Retirement
Retirement
Featured Special Report
Finding the Right Long-Term Care Insurance for You
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Planning Is Critical to Mitigate the Rising Costs of Long-Term Care
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TOOL: Retiree Tax Map
SLIDE SHOW: 10 Things You Must Know About Social Security
SLIDE SHOW: 5 Costly Retirement Surprises
SLIDE SHOW: 10 Most Tax-Friendly States for Retirees
SLIDE SHOW: 10 Things You Must Know About Medicare
GUIDE: How to Retire Rich
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Taxes
Taxes
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Extra-extraordinary deductions
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Slash taxes and claim all the benefits you deserve.
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SLIDE SHOW: The Most-Overlooked Tax Deductions
QUIZ: Is It Deductible?
Cut Your Taxes to the Bone with Our Tax Tips
Storm Damage? Uncle Sam Has a Break for You
Where Do You Rank as a Taxpayer?
TOOL: Set Your Withholding Right and Save
SLIDE SHOW: IRS Audit Red Flags -- The Dirty Dozen
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Investing
Investing
Special Report
The Kiplinger 25: Our Favorite No-Load Mutual Funds
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Earn 4% to 6% cash yields in any kind of market.
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SLIDE SHOW: Best Online Brokers
QUIZ: Wall Street Truth or Bunk?
SLIDE SHOW: The World's 10 Best Stocks
SLIDE SHOW: 12 Stocks to Get Dividends Every Month
Our Investing Outlook for 2013
SLIDE SHOW: 23 Stock Picks for 2013
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Credit & Debt
Credit & Debt
Special Report
Credit Reports & Scores
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Financial advice for tough times. 12 Issues, $12.
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QUIZ: The Truth About Credit & Debt
SLIDE SHOW: 7 Great Credit Cards for Students and Young Adults
QUIZ: Will It Sink Your Credit Score?
SPECIAL REPORT: Managing Your Loans
How to Fix an Error on Your Credit Report
6 Things to Know About Credit Scores
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Saving
Saving
Special Report
Saving Money
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Financial advice for tough times. 12 Issues, $12.
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Why You Need a Roth IRA
SLIDE SHOW: How to Wipe Out 33 Pesky Fees
Build a Better Budget in 2013
How to Handle Allowances
SLIDE SHOW: Fabulous Freebies 2013
QUIZ: Are You Saving Enough for Retirement?
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Spending
Spending
Slide Show
Fabulous Freebies, 2013
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Financial advice for tough times. 12 Issues, $12.
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SLIDE SHOW: 25 Ways to Waste Your Money
SLIDE SHOW: 10 Ways to Make Your Smart Phone Pay for Itself
SLIDE SHOW: 10 Online Shopping Traps That Catch Even Smart Shoppers
8 Tips to Be a Smarter Consumer
QUIZ: How Far Can You Stretch Your Travel Dollar?
23 Best Travel Sites to Save You Money
See All Spending »
Home & Real Estate
Home & Real Estate
Special Report
Buying & Selling a Home in 2013
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Financial advice for tough times. 12 Issues, $12.
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SLIDE SHOW: What $250K Buys You in Today's Condo Market
SLIDE SHOW: 5 Kitchen Renovations for $25K or Less
SLIDE SHOW: 5 Affordable Bathroom Renovations
SLIDE SHOW: 10 Tiny Houses You'll Love Big Time
QUIZ: How Smart of a Home Buyer Are You?
3 Signs the Housing Recovery Has Arrived
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Cars
Cars
Special Report
Best New Car Values, 2013
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Financial advice for tough times. 12 Issues, $12.
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Drive Time Columns
SLIDE SHOW: 10 Cheapest Cars to Own, 2013
Five Myths About Leasing a Car
SLIDE SHOW: Cars That Refuse to Die
QUIZ: Saving on Car Maintenance
SLIDE SHOW: Best Cars for Long Road Trips
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College
College
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Best College Values, 2013
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Financial advice for tough times. 12 Issues, $12.
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SLIDE SHOW: 10 Best Values in Public Colleges, 2013
SLIDE SHOW: 10 Best Values in Public Colleges for Out-of-State Students
SLIDE SHOW: 10 Best College Majors for a Lucrative Career
SLIDE SHOW: 10 Worst College Majors for Your Career
SLIDE SHOW: 7 Smart Ways to Pay for College
QUIZ: Will Your College Degree Pay Off?
See All College »
Insurance
Insurance
Featured Special Report
Finding the Right Long-Term Care Insurance for You
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Planning Is Critical to Mitigate the Rising Costs of Long-Term Care
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QUIZ: Are You Covered?
SLIDE SHOW: 10 Insurance Mistakes to Avoid
How Much Life Insurance Do You Need?
SLIDE SHOW: 10 States Most At Risk of Disaster
SLIDE SHOW: 7 Must-Haves for Your Emergency Kit
Navigate a Course for Long-Term Care
See All Insurance »
Your Business
Your Business
Economic Outlook
Our economics team forecasts what lies ahead.
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SLIDE SHOW: Great Cities to Start a Business In
QUIZ: Do You Have What It Takes to Start a Company?
SLIDE SHOW: 6 Rags-to-Riches Millionaires
SLIDE SHOW: 9 Amazing Military Technologies of the Future
Torn from the Kiplinger Letters
6 Steps to Starting Your Own Business
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The Basics
April 7, 2013
Loans
Thinkstock
Online Communities Help Raise Start-Up Cash
QUIZ: Test Your Start-Up Know-How
10 Great Cities for Starting a Business
How to Get a Loan to Start a Business
Avoid the Student-Loan Debt Trap
Home Equity Lending on the Rise Again
More on Loans
Small Business
5 Ways to Fund Your Small Business
Ready to launch your million-dollar idea? You'll need cash to get started. Here’s where to find it.
Making Your Money Last
Reverse Mortgage Option Nixed
The government will no longer allow fixed-rate, lump-sum loans in its Home Equity Conversion Mortgage Standard program.
Banking
Banks Woo Loyal Customers
They’re seeking a monogamous relationship. But you might be better off playing the field.
Small Business
How to Finance a Franchise
You have a plan. Now, what about the money?
Making Your Money Last
Buy a Home With a Reverse Mortgage
A reverse mortgage for purchase may help some seniors finance a new place to live.
Loans
Why Shorter Loans Are Better
It doesn't pay to go out on a limb with long-term loans and CDs.
Loans
Home Equity Lending on the Rise Again
If you have at least 20% equity in your house and good credit, you're a prime candidate.
Loans
Reverse Mortgages: Risky for Boomers?
Baby boomers have more choices in today's reverse mortgage market, but younger borrowers need to carefully do their homework before taking a loan.
Loans
Lower the Rate on All Your Loans
Cutting the interest rates on your credit card and auto loans could be as easy as asking.
Kip Tips |
Cameron Huddleston
Strategies for Repaying Student Loans
If you or your child is graduating from college soon, find out how to handle student debt.
Loans
The High Price of Cash Advances
Loans
6 Ways to Retire Without a Mortgage
If your goal is to pay off the house before you retire, consider these smart strategies.
Loans
Pay Off the House or Keep the Mortgage?
Consider these factors when weighing the decision to pay off the house.
Loans
How Low Interest Rates Will Impact Your Mortgage, Loans and Credit Cards
Record-low interest rates could fall even further.
Loans
My Story: Microloans for Penn State Students in Need
Penn State alum Tom Sharbaugh is starting a microloan program to lend students emergency cash at low interest rates.
Loans
New Reverse Mortgage Hits the Market
Senior homeowners will get less money from the new federally backed loan product, but they will also pay less in fees.
Loans
The Return of the Personal Loan
Need money? Just ask your bank. The rates are higher, but the complications few.
Loans
What It Takes to Get a Loan
Lenders loosen their grip, but your credit history will decide whether you get a mortgage, car loan or credit card.
Loans
Lower Loan Rates for the Military
Some active-duty personnel can take advantage of a 6% interest-rate cap.
Loans
Reverse Mortgage Lenders Cut Fees
The competition benefits consumers, but a reverse mortgage can still be costly if the loan terms don't fit your needs.
Loans
Lowdown: What You Need to Know About Reverse Mortgages
Retirees who are strapped for cash can now tap into their home's equity for less.
Loans
How to Protect Your Rights
When you apply for and use credit, you should expect a fair deal from the lender.
Loans
Pay off a Mortgage or Save for College?
Owning their home free and clear would give this family more cash to cover tuition expenses.
Loans
More Lending for the Smallest
Of Small Businesses
Congress is poised to expand a key lending lifeline.
Loans
The ABCs of Reverse Mortgages
There’s a lot you need to know before taking out one of these loans. Start your research with this primer.
Loans
Where's My Windfall?
Individual investors weren't able to take advantage of attractive prices when the Public-Private Investment Program launched.
Loans
As Seen on TV: Reverse-Mortgage Pitch is Legit
Reverse loans let seniors convert equity to cash, but at a price.
Ask Kim |
Kimberly Lankford
How to Get a Loan to Start a Business
Here's what you need to know about applying for a Small Business Administration-guaranteed loan through your local bank.
Loans
Reverse Mortgages to the Rescue
New reverse-mortgage rules let you squeeze more cash from your house and even buy a new home.
Loans
Homeowners Get a Lifeline
Millions of borrowers are more likely to qualify for help.
Loans
Micro Loans Provide Big Help to the Poor
A growing number of initiatives let individuals make tiny loans to poor entrepreneurs.
Loans
Where to Find Cheap Loans
Credit unions have plenty of cash, and their rates often beat what banks charge.
Loans
To Cosign or Not to Cosign
If you're asked to add your name to a loan, Should you say yes?
Loans
Reverse Mortgages Get Better
New rules allow seniors to borrow more and even buy a new home.
Kip Tips |
Cindy Schwalb
What to Do Before Your Loan Resets
Loans
Upside of the Credit Crunch
Even healthy banks are paying more on supersafe CDs.
Loans
Lend to a Friend: VirginMoneyUS.com
Loans
Safety First: Zopa.com
Loans
Riskier Return: Prosper.com
Loans
Risks and Rewards of Online Lending
Being the bank takes many forms, one of which may appeal to you.
Loans
Seniors Get a Gift from the New Housing Law
The law makes several significant changes to reverse mortgages.
Loans
Reverse Mortgage Abuse on the Rise
Lawmakers and regulators warn of predatory practices in the growing reverse mortgage market.
Loans
The Home-Equity Door Slams Shut
Anxious lenders are freezing lines of credit. Borrowers are in a fix.
ASK KIM |
Kimberly Lankford
Don't Tap Your 401(k) for a Down Payment
Withdrawing money from your retirement account to buy a house has several drawbacks.
Loans
Make the Most of Falling Rates
Borrowers with good credit can get deals on loans now.
Loans
Giving Back Through Giving Circles
Simple, personalized charity groups with the power to make big changes
MONEY-SMART KIDS |
Janet Bodnar
Getting -- and Staying -- Out of Debt
Sticking to a plan to pay off your debt can be tougher than it looks. Increase your odds of success by focusing on one goal at a time.
Loans
Fight Poverty With Micro Loans
Make the world a better place with small donations to struggling entrepreneurs in developing countries.
Loans
Building a Better Bridge Loan
A new way to finance the gap between buying and selling a home.
ASK KIM |
Kimberly Lankford
Don't Worry About Subprime Woes
If you have a mortgage with bankrupt lender New Century, you probably won't feel much of an impact on your loan.
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