Loans

Ready to launch your million-dollar idea? You'll need cash to get started. Here’s where to find it.

The government will no longer allow fixed-rate, lump-sum loans in its Home Equity Conversion Mortgage Standard program.

They’re seeking a monogamous relationship. But you might be better off playing the field.

You have a plan. Now, what about the money?

A reverse mortgage for purchase may help some seniors finance a new place to live.

It doesn't pay to go out on a limb with long-term loans and CDs.

If you have at least 20% equity in your house and good credit, you're a prime candidate.

Baby boomers have more choices in today's reverse mortgage market, but younger borrowers need to carefully do their homework before taking a loan.

Cutting the interest rates on your credit card and auto loans could be as easy as asking.

If you or your child is graduating from college soon, find out how to handle student debt.

If your goal is to pay off the house before you retire, consider these smart strategies.

Consider these factors when weighing the decision to pay off the house.

Record-low interest rates could fall even further.

Penn State alum Tom Sharbaugh is starting a microloan program to lend students emergency cash at low interest rates.

Senior homeowners will get less money from the new federally backed loan product, but they will also pay less in fees.

Need money? Just ask your bank. The rates are higher, but the complications few.

Lenders loosen their grip, but your credit history will decide whether you get a mortgage, car loan or credit card.

Some active-duty personnel can take advantage of a 6% interest-rate cap.

The competition benefits consumers, but a reverse mortgage can still be costly if the loan terms don't fit your needs.

Retirees who are strapped for cash can now tap into their home's equity for less.

When you apply for and use credit, you should expect a fair deal from the lender.

Owning their home free and clear would give this family more cash to cover tuition expenses.

Congress is poised to expand a key lending lifeline.

There’s a lot you need to know before taking out one of these loans. Start your research with this primer.

Individual investors weren't able to take advantage of attractive prices when the Public-Private Investment Program launched.

Reverse loans let seniors convert equity to cash, but at a price.

Here's what you need to know about applying for a Small Business Administration-guaranteed loan through your local bank.

New reverse-mortgage rules let you squeeze more cash from your house and even buy a new home.

Millions of borrowers are more likely to qualify for help.

A growing number of initiatives let individuals make tiny loans to poor entrepreneurs.

Credit unions have plenty of cash, and their rates often beat what banks charge.

If you're asked to add your name to a loan, Should you say yes?

New rules allow seniors to borrow more and even buy a new home.

Even healthy banks are paying more on supersafe CDs.

Being the bank takes many forms, one of which may appeal to you.

The law makes several significant changes to reverse mortgages.

Lawmakers and regulators warn of predatory practices in the growing reverse mortgage market.

Anxious lenders are freezing lines of credit. Borrowers are in a fix.

Withdrawing money from your retirement account to buy a house has several drawbacks.

Borrowers with good credit can get deals on loans now.

Simple, personalized charity groups with the power to make big changes

Sticking to a plan to pay off your debt can be tougher than it looks. Increase your odds of success by focusing on one goal at a time.

Make the world a better place with small donations to struggling entrepreneurs in developing countries.

A new way to finance the gap between buying and selling a home.

If you have a mortgage with bankrupt lender New Century, you probably won't feel much of an impact on your loan.