Insurance

It's a smart move. But do it while your parents are still relatively healthy.

You can make a tax-free rollover from your IRA to a health savings account only once in your lifetime.

You might have to pay higher premiums if claims were made on your home before you bought it.

Your landlord's policy won't cover your possessions.

A health savings account can be a powerful financial tool to cover medical expenses and save for the future.

Nothing will erase the emotional toll this disease takes on families. But you can take steps to stem the financial bleeding.

Prepare for the financial impact of this devastating disease soon after a diagnosis.

Actuaries at insurance companies spend their entire careers looking for tiny statistical nuances that can predict the likelihood that someone will file ...

There’s still time to make 2012 contributions to these versatile accounts.

Your premiums could be a lot higher -- or a lot lower -- in a different zip code.

Most insurers let you reduce coverage to avoid a rate hike.

Don’t get hit by these unexpected rate boosters.

Strengthen your case by showing insurers that you’ve fixed the problem, such as providing evidence that you’ve replaced old pipes.

Crossovers and SUVs top the list of vehicles with the lowest annual premiums.

A whole-life policy may be more valuable while you’re alive.

Kimberly Lankford shares her most popular advice of the year.

Make sure that pricey items you received over the holidays are protected.

Private and government insurance programs may pay for some of the costs.

Don't drop your policy. Use these strategies instead.

One option: Figure out how much you can afford to pay on your own and buy insurance to fill the gaps.

Real people share their experiences with the crippling costs of coping with the disease.

Shop around to make sure you're getting the best prescription-drug coverage.

If you're thinking about making changes to your health benefits, here's what you should know.

Nearly two-thirds of homeowners are underinsured. Make sure you're not one of them.

Don't damage your ability to file a claim as you patch things up.

The amount you'll have to pay out-of-pocket for hurricane damage is different from your standard homeowners policy deductible.

Use these strategies if a loved one dies and you're not sure whether he or she had a policy.

Even though the storm is just a few days away, you can still take some steps to prepare in advance.

You can get an affordable policy even if you have asthma, depression, high cholesterol or other treatable condition that's under control.

Use Medicare's Plan Finder to examine all your options and find the best plan for you.

Here's how this rating system works and how you can use it during open enrollment.

Couples who have policies that let them share a pool of benefits can maintain their long-term-care coverage if they eliminate that shared-benefit feature.

To cover the risk of floods and mudslides after a wildfire, you need to buy a flood insurance policy.

Grandfathered policies aren't required by the health care law to provide certain benefits.

It's a good time to review your options and see if another plan offers a better deal.

Catastrophes destroy homes and vehicles, displace families and interrupt business. The question is, who pays? With the 2012 hurricane season in full ...

The Medicare Web site has a tool that makes it easy to find the best plan for you.

You can continue coverage through COBRA or possibly through a state high-risk insurance pool.

Some residents near areas damaged by the Colorado wildfires may qualify for immediate flood coverage because of the risk of floods and mudflows.

You don't have to pay extra to work with an insurance agent.

Look into state laws that might protect you against a rate hike, and shop for coverage through an independent insurance agent.

Here are five changes to look for during open enrollment and strategies to make the most of them.

People in their fifties and sixties looking for an individual insurance policy will likely be better off in the future health care marketplace.

You may be able to lower your costs while upgrading your coverage.

Add a coverage review to the to-do list before they leave for school.

Avoid paying more than you have to by following these tips.

Insurers owe $1.1 billion to about 12.8 million Americans. Will you be getting a check? If so, how much?

Many Americans are about to get money back. We sort through how much they can keep.

Make sure your home and finances are protected before an emergency strikes.

Raising your deductible can help you in multiple ways.