Kiplinger's Personal Finance

October 2013

October issue of KPFM

Cover Story

Make Your Money Last

To make sure your retirement nest egg goes the distance, you need growth as well as income. Rule number one: Don't dump stocks.

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Table of Contents

AHEAD

From The Editor

Our take on Obamacare, by Janet Bodnar

Public Workers, Don't Count on Your Pensions

Detroit's financial struggles are a lesson for public employees, who should be saving on their own.

Debt Collectors Suing Credit-Card Holders

Tens of millions of people may be wrongfully on the hook for money they don't owe.

A New Way to Borrow Money

You can get a loan through a social-networking site or state program and repay it with a specified percentage of your future income.

Higher Health-Plan Deductibles Open Door to Health Savings Accounts

Funding an HSA, if you qualify, can help cut your expenses.

Rates Creep Up on Five-Year CDs

Before you lock in, make sure the early-withdrawal penalty isn’t onerous.

Money & Ethics

Is a CEO-led buyout ethical?, by Knight Kiplinger

My Point of View

Fewer buyers for cheaper gas, by Knight Kiplinger

Game Plan

How to limit taxes on capital gains in retirement.

Opening Shot

Spotting winning retail stocks at the mall, by James K. Glassman

INVESTING

Going Long

What keeps me awake now, by Jeremy J. Siegel

Cash in on Stock Splits

Stocks that split tend to outperform. Here are three splitters and three split candidates worth a look.

Our 7 Favorite Large-Company Funds

Shares of big firms look cheap compared with their small-company brethren. That makes these standouts especially attractive now.

Why You Still Need TIPS

Treasury inflation-protected securities will safeguard your buying power.

Practical Investing

How I evaluate stock picks from others, by Kathy Kristof

Kiplinger 25 Update

How the Kip 25's bond funds are weathering the storm.

Fund Spotlight

Prosper from Europe’s recovery with T. Rowe Price European Stock.

MONEY

Make Your Money Last

To make sure your retirement nest egg goes the distance, you need growth as well as income. Rule number one: Don't dump stocks.

Add an Annuity to Your Retirement Mix

Use our strategies to lock in higher lifetime payouts.

Fill the Gaps in Your Retirement Income

Alicia Munnell, director of the Center for Retirement Research at Boston College, says reverse mortgages and longevity insurance will be critical.

Get Ready for Obamacare

If you buy coverage on your own, here's what you need to know.

Ask Kim

Cut the cost of car insurance, by Kimberly Lankford

Beat Credit-Card Late Fees

If you're a good customer, call your card issuer and ask for the fee to be waived.

LIVING

Cut the Cable Cord

Switching to another video service can save big bucks and reduce hassles.

The Lowdown

6 things you must know about buying a new car.

3 Simple Steps

How to earn more on your savings.