Kiplinger's Personal Finance

April 2016

April issue of KPFM

Cover Story

The Secrets of Women Investors

For starters, they do more research and panic less. And guess what -- they get better results.

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Table of Contents

AHEAD

From the Editor

An investing gender gap, by Janet Bodnar

Is the Stock Market Signaling a Recession Ahead?

Sinking stocks don't necessarily presage an economic downturn.

New Credit Scores Help Borrowers

More-flexible criteria especially benefit millennials and retirees.

Workplace Trend: Mandatory Vacation

Some employers are requiring workers to take time off.

How Birkin Bags Stack Up as Investments

Are they really worth their hefty price tag?

3 Ways Mortgages Are Easier to Get in 2016

Relaxed rules help retirees, first-time buyers and buyers in expensive markets.

Money & Ethics

The bizarre rules of political campaign contributions, by Knight Kiplinger

Opening Shot

4 tips to buy stocks low, by James K. Glassman

Success Story

Lonnie McQuirter runs a different kind of service station.

Your Mind Your Money

Keep your investing simple, by Anne Kates Smith

INVESTING

The Secrets of Women Investors

For starters, they do more research and panic less. And guess what -- they get better results.

Play Defense With Fortress Stocks

Our seven picks are well positioned to handle a global economic slowdown.

A Long-Term Case for Stocks

Downturns, often nasty ones, come with the territory.

Going Long

Can the Fed save the market?, by Jeremy J. Siegel

Don't Give Up on Energy Stocks

Attractive yields make many of the shares we've recommended appealing enough until oil prices rebound.

The Pitfalls of Exchange-Traded Funds

ETFs offer exceptional diversity and often low costs, but shop wisely.

Practical Investing

Why I keep buying Apple stock, by Kathy Kristof

More Pain for Emerging Markets

Concerns about China, oil prices and weak currencies suggest that you approach this sector gingerly.

Income Investing

High-quality bonds continue to rollick, by Jeffrey R. Kosnett

Kiplinger 25 Update

A flexible bond fund prepares for trouble.

Kiplinger ETF 20 Update

An ETF to own 6,000 foreign stocks.

Fund Spotlight

This mutual fund pays 3% tax-free.

MONEY

Build Wealth for a Lifetime

Just starting out? Raising a family? Getting ready to retire? Whatever your age, follow our moves for tending your finances, and you'll reap big rewards.

Ask Kim

HSA vs. IRA: Which one to fund first?, by Kimberly Lankford

8 Ways to Save on Your 2015 Tax Return

This year, you have a few extra days to make sure you get all the breaks you deserve.

7 Ways for Retirees to Survive a Market Swoon

The worst thing to do is panic. But that doesn't mean you should sit back and let your retirement nest egg crack.

Reverse Mortgages Get a Makeover

Now, with lower costs and less risk, these loans can be a flexible source of retirement income.

How Your Credit Card Can Protect You

More than a convenient way to pay, your card also comes with valuable consumer benefits.

4 Tools That Make Budgeting Easy

Save time and money with our favorite budgeting apps and sites.

Game Plan

Upgrade your home and insurance policy before spring storms hit.

How Your Credit Card's Rate Is Set

With the rise of short-term rates, APRs are starting to increase, too.

LIVING

Everything You Need to Know About Today's Cell-Phone Plans

The industry has upended the model of how you buy a phone and pick a plan.

Lowdown

6 things you must know about unpaid bills.

Then and Now

After a Powerball win, a rich life.