Kiplinger's Personal Finance

April 2014

April issue of KPFM

Cover Story

Tax Breaks for Every Life Stage

We tell you how to take advantage of all the credits and deductions you're entitled to.

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Table of Contents

AHEAD

From the Editor

My downsizing adventure, by Janet Bodnar

2014 Interest-Rate Outlook: Higher Rates for Borrowers, Little Change for Savers

The spread between short-term and long-term rates will grow. Here's what that means to you.

Don't Look for Help From the IRS on Your 2013 Tax Return

An underfunded agency means little assistance for 2013 filers.

Homeowners Associations Are Short on Cash

Beware of large special assessments to cover unexpected costs while associations are underfunded.

Taxis Get a Run for Their Money

Private car services can be cheaper.

More Jobs for New Grads in 2014

Employers want to see work experience as well as good grades.

Money & Ethics

Should I boycott clothing made with cheap foreign labor?, by Knight Kiplinger

Your Mind Your Money

Wanted: Bubble Detector, by Anne Kates Smith

Opening Shot

6 great mutual funds that benefit from small portfolios, by James K. Glassman

Success Story

An avid golfer invents a golf-cart fan and launches a new career.

INVESTING

4 Bond Portfolios for More Income, Less Risk

The secret: a well-diversified bond fund portfolio. We’ve made it easy for you to choose the right one.

The Top Small-Cap Funds

Our five favorites have delivered superior results over the long haul.

Just Say No to Pot Stocks

Even if pot legalization spreads, the shares are too expensive and the uncertainties too great.

Going Long

Is the bull market over?, by Jeremy J. Siegel

Kiplinger 25 Update

DoubleLine Total Return Bond Fund readies for lower rates.

Practical Investing

How to reassess your portfolio, by Kathy Kristof

Cash in Hand

Buy emerging-markets bonds, by Jeffrey Kosnett

Value Added

Time to sell your Pimco funds?, by Steven Goldberg

Fund Spotlight

Fidelity OTC pays big for fast-growing firms.

MONEY

Tax Breaks for Every Life Stage

We tell you how to take advantage of all the credits and deductions you're entitled to.

Get More Financial Aid for College

Don’t wait for the acceptance letter to consider the cost.

Rethinking Retirement

Social Security smarts, by Jane Bennett Clark

How to Combat Data Theft

We tell you how you could be affected and give you the tools to protect your credit and financial information.

Game Plan

Where to save after maxing out your 401(k) and Roth IRA.

Walk While You Work

A treadmill desk can help take the drudgery out of the daily grind.

Money Manners

How to balance work and play in your social media posts.

Ask Kim

Better alternatives to President Obama's MyRA plan, by Kimberly Lankford

Why Chip Cards Are a Safer Alternative

The technology these cards use makes it difficult to produce counterfeit copies of them.

LIVING

The Upsides of Downsizing Your Home

Moving to smaller digs frees you from the cost and time commitment of a house you no longer need.

3 Standout Smart Watches

Long-awaited smart watches are hitting the market. But do these gizmos live up to their hype?

Drive Time

Avoid showroom showdowns, by Jessica Anderson

Lowdown

6 things to know about getting the best cell-phone deal.

3 Simple Steps

How to get the cheapest airfares.