Kiplinger's Personal Finance

October 2016

October issue of KPFM

Cover Story

7 Steps to Take in the Year Before You Retire

The most critical phase of retirement may just be the year before you leave your job. Use the time to get your plan squared away.

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Table of Contents

AHEAD

From the Editor

Stay healthy to enjoy your wealth, by Janet Bodnar

Is Credit Card Debt Out of Control?

Balances are on the rise, but defaults are still low.

Investment Guru: Higher Yields Are on the Way

That means bond prices are likely to fall. Here’s what to do.

Apartment Rents Cool Off

Rents are rising more slowly, but in many places they are still painfully high.

Where to Print in 3-D

Help for your next high-tech printing project are right around the corner.

Scoop Up Brexit Travel Bargains Now

Wait too long, and deals could disappear as air carriers cut service to the U.K.

Money & Ethics

Should a criminal record rule out a job applicant?, by Knight Kiplinger

Opening Shot

It's time to bet on banks, by James K. Glassman

Your Mind and Your Money

The power of peer pressure, by Anne Kates Smith

Success Story

A pediatric emergency doctor’s invention helps patients manage pain without drugs.

INVESTING

Stocks to Get Dividends Every Month

Our portfolio of 12 stocks pays you cash on a regular schedule, generating an average yield of 3.3%.

How Donald Trump Invests

The Republican presidential candidate’s campaign filings show he loves junk bonds, shuns overseas investments and sure likes to dabble.

Fidelity Challenges Vanguard on Mutual-Fund Fees

Better known for its actively managed funds, Fidelity wants to be known as the low-cost provider of index funds.

Practical Investing

How doing nothing can pay off for investors, by Kathy Kristof

Kiplinger 25 Update

Two new funds join the Kip 25 roster.

Income Investing

Will investors endure another October surprise in 2016?, by Jeffrey R. Kosnett

Fund Spotlight

A Value Line fund breaks with tradition.

MONEY

7 Steps to Take in the Year Before You Retire

The most critical phase of retirement may just be the year before you leave your job. Use the time to get your plan squared away.

Ask Kim

Save money on the sale of your home, by Kimberly Lankford

Game Plan

How to avoid the penalty for early withdrawals from your IRA.

Is a Crackdown Coming for Sharing Passwords to Video Streaming Services?

Most streaming video services have rules limiting account sharing. A lot of people ignore them.

Best Deals in Online Banking, 2016

These accounts offer low or no fees, generous yields and lots of customer-friendly features.

Timing Is Money

Sometimes keeping your eye on the clock has its rewards.

Consumers Get a Break on Overdraft Fees

But some banks are still charging hefty transfer fees.

HEALTHY LIVING

For a Healthy Vacation, Take a Walk

Walking tours offer an up-close and personal view of your destination, with a bonus: You can indulge in gourmet meals without worrying about your waistline.

How to Keep Your Brain Limber

Discover activities designed to target the brain’s major cognitive functions.

Make the Most of Your Annual Medical Checkup

You feel fine. You rarely get sick. So do you really need an annual physical?

Do Fitness Trackers Really Improve Your Health?

The devices aren't terribly accurate, but that may be beside the point: getting you out and about.

Fewer Sleepless Nights

Hospitals are changing nighttime routines so patients won’t have to wake up as often.

Then & Now

Smart money moves for a stand-up comic.