November 2014

November issue of KPFM

Cover Story

Build More Wealth

We give you all the tools you need to reach your financial goals.

Table of Contents

AHEAD

From the Editor

A reset on student debt, by Janet Bodnar

3 Proposals to Help Fix the Student Loan Mess

Education gurus push novel solutions to the debt problem.

Financial Planners for Young Clients

Millennials prefer to pay by the month and stay in touch via text message.

A New Tax on the Sharing Economy

Airbnb guests will now have to pay more.

Higher Rates on Store Credit Cards

Retailers dangle discounts, but you’ll pay more to carry a balance.

Put Your Own Tech Devices to Work at the Office

Be sure to safeguard your data if you use your cell phone or computer for the boss.

Money & Ethics

When is an independent contractor really an employee?, by Knight Kiplinger

Success Story

A former software engineer harnesses the sun to charge devices on the go.

Opening Shot

Small stocks, big potential, by James K. Glassman

INVESTING

Build More Wealth

We give you all the tools you need to reach your financial goals.

8 Great Dividend Stocks You've Never Heard of

These little-known firms have raised dividends annually for at least the past 20 years.

Promised Land

Promising bargains in biotech stocks, by Andrew Feinberg

Practical Investing

How overpaid CEOs hurt investors, by Kathy Kristof

ETF Spotlight

A technology ETF with balanced holdings.

4 European Stocks to Buy Now

News from the Continent is dreary. But some multinationals look compelling.

Handle Junk Bonds With Care

They still pay more than most debt, but bargains are scarce.

Kiplinger 25 Update

Brighter outlook for Artisan Value.

Fund Spotlight

A short-term bond fund that stands out.

MONEY

The Right Way to Borrow for College

You don’t need to jeopardize your student’s future, or your own, by taking on too much debt.

Rethinking Retirement

Free meal with a spiel, by Jane Bennett Clark

How to Buy Long-Term-Care Insurance

When to get it, how much you need and ways to cut the cost.

Fix Your Online Reputation

You can probably polish your profile yourself.

Game Plan

Turn your house into a rental property.

Get the Most From Inherited IRAs

If you set up the account wrong, Uncle Sam will be the big winner.

3 Common Home-Insurance Gaps to Fill

Make sure your policy provides enough coverage to protect your home and belongings.

Ask Kim

How much life insurance to buy, by Kimberly Lankford

Dodge Annoying Overdraft Fees

Use these strategies to avoid dipping below your checking account balance.

LIVING

Best Cell-Phone Plans for Every Type of User

As carriers battle for your business, we help you cut through the hype to find the right plan for you and your family.

5 Ways to Remote-Control Your Home

Smarter apps let you turn your appliances on and off no matter where you are. Some can even learn your habits.

Drive Time

Expect deals on new 2015 car models, by Jessica Anderson

Lowdown

6 things you must know about preserving your photos.

3 Simple Steps

Check up on your mutual funds.

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