July 2016

July issue of KPFM

Cover Story

Midyear Outlook: Investing in an Up-and-Down Market

Stocks should end the year with modest gains. We show you how to boost your returns by focusing on value stocks and companies that raise their dividends.

Table of Contents

AHEAD

From the Editor

Will the new fiduciary rule really protect your investments?, by Janet Bodnar

4 Ambitious Ideas for Tax Reform

These proposals will outlast election-year rhetoric.

America's Perilous National Debt

Maya MacGuineas, president of the Committee for a Responsible Federal Budget, says our $19-trillion-and-climbing debt is like "termites in the basement."

An Alternative to Student Loans

Income-share agreements swap debt for a portion of future salary.

Beware the Latest Scams

Watch out for skimming devices at unattended ATMs, as well as down-payment fraud.

Bid on an Upgrade to First-Class Air Travel

Airlines are holding auctions that let you strike a deal to fly up front.

Money & Ethics

Should restaurants raise prices and eliminate tips?, by Knight Kiplinger

Opening Shot

10 U.S. stocks to build a powerful portfolio, by James K. Glassman

Success Story

This duo figured out how to turn a charcoal grill into a wood-fired pizza oven.

Rethinking Retirement

Do you still need an emergency fund as you get older?, by Jane Bennett Clark

INVESTING

Midyear Outlook: Investing in an Up-and-Down Market

Stocks should end the year with modest gains. We show you how to boost your returns by focusing on value stocks and companies that raise their dividends.

Income Investing

Why interest rates will stay low, by Jeffrey R. Kosnett

How to Build the Right Mix of Investments in Retirement

We show you how to allocate your investments among stocks, bonds and cash as you approach, enter and live in retirement.

8 Things You Must Know About the New Broker Rule

Uncle Sam is raising the bar for advice that brokers give to retirement savers.

The Perils of Concentration

Sequoia Fund's misguided bet on Valeant Pharmaceuticals shows the risk of holding a large stake in a single stock.

Practical Investing

AV Homes: A cheap stock with rich potential, by Kathy Kristof

Kiplinger ETF 20 Update

A value ETF joins our list.

Kiplinger 25 Update

A less volatile way to invest in Asia.

Fund Spotlight

How different target-date funds shift assets as retirement nears.

MONEY

The Best Rewards Credit Cards

Forget 1% rebates. You can earn up to 6% if you play your cards right.

Options for Dealing With Rising Long-Term-Care Insurance Premiums

Buffeted by huge rate hikes, many policyholders are choosing to trim their coverage.

How to Refinance Student Debt

Consolidating student loans can reduce paperwork and lower your monthly bill.

Game Plan

How to handle taxes on company stock you receive as a bonus.

6 Steps to Cutting Your Taxes When You Start Taking RMDs

The first boomers turn 70 1/2 in July. Don't give the IRS too much reason to celebrate.

Ask Kim

When you can toss your tax records, by Kimberly Lankford

Time-Shares on Sale

You can skip the developer's seductive pitch and get a juicy discount if you buy from a current owner.

Keep Using Credit After You Retire

A good credit score may come in handy when you — and others — need it most.

LIVING

Can You Trust Online Reviews?

You can learn a lot by studying the star ratings. Just don't believe everything you read.

New Tech Tools to Keep You From Losing Your Keys, Wallet, More

Track down misplaced items before the trail goes cold.

Best Bets for Booking Travel Online

Should you use an online travel agency or book direct? Each has its merits.

Lowdown

6 things you must know about home cooling bills.

Then and Now

How waiting to buy a home paid off for this California family.

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