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Richard Paul & Associates, LLC
Richard W. Paul is the president of Richard Paul & Associates, LLC, and the author of The Baby Boomers' Retirement Survival Guide: How to Navigate Through the Turbulent Times Ahead. He holds life and health insurance licenses in Michigan and Florida and is a Certified Financial Planner, Registered Financial Consultant, Investment Adviser Representative and insurance professional.
From a cost and risk perspective, mutual funds have a lot going for them, but how well you do with your portfolio depends on how you deal with their weaknesses as well as their strengths.
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Invest in your health as you would in your 401(k): Do it automatically and stick with a plan.