All Authors

Alison Peck, CFA

President, Peck Wealth Management, LLC

Allen Neuenschwander, CPA, CFP

Founder & Principal, Outlook Wealth Advisors, LLC

Andre Korogodon

Registered Principal, Cantella & Co., Inc.

Andrea Browne Taylor

Online Editor, Kiplinger.com

Andrew Bass, CPA, CWM, PFS

Chief Wealth Officer, Telemus

Andrew Feinberg

Contributing Columnist, Kiplinger's Personal Finance

Andrew M. Costa

Managing Director and Co-Founder, Global Wealth Management

Anjelica Tan

Reporter, Kiplinger's Personal Finance

Ann Vanderslice, RFC, Investment Adviser

President and CEO, Retirement Planning Strategies

Anne Kates Smith

Senior Editor, Kiplinger's Personal Finance

Ari Fischman, CFP®

Principal, Fischman Insurance Group

Barbara Hoch Marcus

Managing Editor, Kiplinger's Personal Finance

Bill DeShurko, RIA

Registered Investment Advisor, 401 Advisor, LLC

Bill Smith, RFC

CEO, W.A. Smith Financial Group

Bob Niedt

Online Editor, Kiplinger.com

Bradford M. Pine

Wealth Advisor, Bradford Pine Wealth Group

Bradley White, CFP™, IAR

Vice President, Epstein and White Retirement Income Solutions

Bruce S. Udell, ChFC, CLU, MCEP

President, Udell Associates

Bryan Koslow, MBA, CFP®, CPA, PFS, CDFA™

Founder & President, Clarus Financial Inc.

Bryan S. Slovon, Investment Adviser

Founder and CEO, Stuart Financial Group

C. Grant Conness

Investment Adviser Representative, Global Wealth Management

Carlos Dias Jr., RIA

Wealth Manager and Founder, Excel Tax & Wealth Group

Carolyn Bigda

Contributing Writer, Kiplinger's Personal Finance

Casey B. Weade, CFP®

President, Howard Bailey Financial Inc.

Chad Slagle

President, Slagle Financial LLC

Chana Schoenberger

,

Charles C. Scott, AIF®

President, Pelleton Capital Management, Ltd.

Charles Lewis Sizemore, CFA

Chief Investment Officer, Sizemore Capital Management

Chris Abts

President, Cornerstone Retirement Group

Chris Chen, CFP®

Founder, Insight Financial Strategists LLC

Chris Creed, CFP®

Director of PCG Business Development, AFAM Capital

Chris Harlow, CPA, Investment Adviser Representative

Vice President, NW Tax & Wealth Advisory Group, Inc.

Chris Heerlein

Investment Adviser Representative, Reap Financial Group, LLC

Chris Hobart, RFC, IAR

Founder, Hobart Financial Group

Christian Ruhl

Intern, Kiplinger.com

Christopher Scalese

President, Fortune Financial Group

Con Reha

President, Liberty Advisers

Craig Slayen

Principal, Cypress Partners

Curt D. Knotick

CEO/Financial Adviser, Accurate Solutions Group LLC

Curvin E. Miller IV

Vice President, Russell & Company Total Wealth Management

Dana McLaughlin, CFP®, C(k)P®

Senior Wealth Advisor, Beirne Wealth Consulting Services, LLC

Dandan Zou

Reporter, Kiplinger's Personal Finance

Daniel A. Timins, Esq., CFP®

Owner, Law Offices of Daniel Timins

Daniel Zajac, CFP

Partner, SimoneZajac Wealth Management

Daren Fonda

Associate Editor, Kiplinger's Personal Finance

David Blackston, CEP®, RFC®, CSA®

Founder, Blackston Financial Advisory Group

David H. Barton, CEO

President & CEO, Mercer Advisors

David Milstead

Contributing Writer,

David Morris

Deputy Managing Editor, The Kiplinger Letter

David Muhlbaum

Online Editor, Kiplinger.com

David Payne

Staff Economist, The Kiplinger Letter

Derek Gregoire

CEO, SHP Financial

Doug Kinsey CFP®, CIMA®, AIFA®

Partner, Artifex Financial Group

Douglas Harbrecht

New Media Director, Kiplinger.com

Ed Maixner

Editor, The Kiplinger Agriculture Letter

Eduard Hamamjian, AAMS

Managing Director, Investment Advisor, GeaSphere Advisors LLC

Eleanor Laise

Associate Editor, Kiplinger's Retirement Report

Elizabeth Leary

Contributing Editor, Kiplinger's Personal Finance

Elizabeth Wine

Contributing Writer, Kiplinger's Personal Finance

Eric Mattinson, RFC

Investment Adviser Representative, Semmax Financial Group Inc.

Greg O'Donnell

Founder, O'Donnell Financial Group

Gregory J. Hinkson, CFP®

President and CEO, Hinkson Financial Services

Gregory Ricks

Founder and CEO, Gregory Ricks & Associates

Harold Evensky, CFP®

Chairman, Evensky & Katz

Ian Maxwell

Fee-Based Fiduciary Financial Advisor, Concert Wealth Management

Igor Greenwald

Contributing Writer,

Isaac Wright, ChFC

President, Financial Dynamics & Associates

James D. Maher CEPA®, CRPC®, CRPS®, AIF®, C(k)P®

Chief Executive Officer, Founder, Archford Capital Strategies

James K. Glassman

Contributing Columnist, Kiplinger's Personal Finance

James M. Sanford

Founder & Portfolio Manager, Sag Harbor Advisors

Jan Blakeley Holman, CFP

Director of Advisor Education, Thornburg Investment Management

Jane Bennett Clark

Senior Editor, Kiplinger's Personal Finance

Janet Bodnar

Editor, Kiplinger's Personal Finance

Janie Kelly, RICP

Managing Partner, Jalbert Kelly Financial Group

Janine Puhak

Intern,

Jeffrey Levine, CPA

Chief Retirement Strategist/Director of Retirement, Ed Slott and Company

Jeffrey R. Kosnett

Senior Editor, Kiplinger's Personal Finance

Jennifer Liberto

Contributing Writer,

Jeremy J. Siegel

Contributing Columnist, Kiplinger's Personal Finance

Jerome Idaszak

Contributing Editor, The Kiplinger Letter

Jessica L. Anderson

Associate Editor, Kiplinger's Personal Finance

Jim Betzig, CIMA®

Partner, CEO, Beirne Wealth Consulting, LLC

Jim Patterson

Associate Editor, The Kiplinger Letter

Joe Bert, CFP®, AIF®

Chairman and CEO, Certified Financial Group, Inc.

John Buckingham

Chief Investment Officer, AFAM Capital

John F. Wasik

Contributing Writer, Kiplinger's Personal Finance

John M. Goralka

Founder, The Goralka Law Firm

John Miley

Reporter, The Kiplinger Letter

John Riley, AIF

Chief Strategist, Cornerstone Investment Services

Joseph Lisanti

Contributing Writer, Kiplinger's Retirement Report

Josh Levine, CFP

Partner, Telemus

Joy Taylor

Assistant Editor, The Kiplinger Tax Letter

Kaitlin Pitsker

Staff Writer, Kiplinger's Personal Finance

Karen Carr, CFP®

, Society of Grownups

Kathy Kristof

Contributing Editor, Kiplinger's Personal Finance

Kevin Kaplan, RIA

Partner, Silicon Hills Wealth Management

Kevin McCormally

Chief Content Officer, Kiplinger Washington Editors

Kevin Peacock, CAIA®

Founding Partner, Astra Capital Management

Kimberly Lankford

Contributing Editor, Kiplinger's Personal Finance

Kirk Cassidy, Investment Adviser

President, Senior Planning Advisors

Knight Kiplinger

Editor in Chief, Kiplinger publications

Lara Fishbane

Intern, Kiplinger.com

Laura Gaskill

Houzz Contributor, Houzz

Liisa Rajala

Researcher-Reporter, the Kiplinger letters

Lisa Brown, CFP®

Partner and Wealth Advisor, Brightworth

Lisa Elaine Babb

Contributing Writer, The Kiplinger Letter

Lisa Gerstner

Contributing Editor, Kiplinger's Personal Finance

Marc A. Wojno

Senior Associate Editor, Kiplinger's Personal Finance

Marguerita M. Cheng, CFP®

CEO, Blue Ocean Global Wealth

Mark Cortazzo, CFP®, CIMA®

Senior Parner, MACRO Consulting Group

Mark Sfiligoj

Deputy Managing Editor, the Kiplinger letters

Mark Solheim

Senior Editor, Kiplinger's Personal Finance

Mary Clare Fischer

Contributing Writer, Kiplinger's Personal Finance

Matt Dicken, Investment Adviser

Founder and CEO, Strategic Wealth Designers

Meilan Solly

Intern, Kiplinger.com

Melissa S. Bristow

Managing Editor, the Kiplinger letters

Michael DeSenne

Senior Editor, Kiplinger.com

Michael Miller, CFP®

Founder, Miller Premier Investment Planning LLC

Michael Reese, CFP®

Founder and Principal, Centennial Wealth Advisory, LLC

Michael Rose, CFP®

President, Forthright Investments, LLC

Mike Piershale, ChFC

President, Piershale Financial Group

Miles Kruppa

Intern, Kiplinger's Personal Finance

Miriam Cross

Staff Writer, Kiplinger's Personal Finance

Nathan J. Gendelman, MBA, ACAS

President and Director of Investments, The Family Firm, Inc.

Nellie S. Huang

Senior Associate Editor, Kiplinger's Personal Finance

Pat Mertz Esswein

Associate Editor, Kiplinger's Personal Finance

Pete Woodring, RIA

Founding Partner, Cypress Partners

Peter Blank

Editor, The Kiplinger Tax Letter

Peter Phelan

Contributing Writer,

Peter V. Disch, CFP®

Founder & Managing Member, Great Point Wealth Advisors

Phil Simonides, CFP®

Group Vice President, McAdam Financial

Philip Hawken

Business Development Manager, Kiplinger.com

Rebecca Dolan

Online Community Editor, Kiplinger.com

Rebecca McClay

Contributing Writer, Kiplinger's Personal Finance

Reid Abedeen

Partner, Safeguard Investment Advisory Group, LLC

Reid Johnson, Investment Adviser

Insurance Professional and President, Lake Point Advisory Group LLC

Robert K. Altshuler, JD CLU CHFC

Partner, Chief Operating Officer, PlanningCore Wealth Advisors LLC

Robert Klosterman, CFP®

CEO & Chief Investment Officer, White Oaks Investment Management, Inc.

Robert Long

Managing Editor, Kiplinger.com

Robert N. Auclair, CFP®

Principal, Balanced Wealth Management, LLC

Rodrigo Sermeño

Reporter, The Kiplinger Letter

Roger C. Davis

CEO, Woodridge Wealth Management, LLC

Ron Gelok, Investment Adviser

Financial Advisor and President, Ronald Gelok and Associates

Ron Sanders, AIF®

CEO & Chief Investment Officer, ONE Retirement, LLC

Ruisha Qian

Contributing Writer, Kiplinger.com

Russ Hill CFP®, AIFA®

CEO and Chairman, Halbert Hargrove Global Advisors LLC

Ryan Ermey

Reporter, Kiplinger's Personal Finance

Sally Abrahms

Contributing Writer, Kiplinger's Retirement Report

Sandra Block

Senior Associate Editor, Kiplinger's Personal Finance

Sarah Smith

Intern, Kiplinger.com

Scott Hanson, CFP

Financial Advisor and Co-Founder, Hanson McClain Advisors

Scott M. Dougan, RFC, Investment Adviser

President & Founder, Global Plains Advisory Group, Inc.

Shanna Tingom, AAMS®

Co-Founder, Heritage Financial Strategies

Stacy Rapacon

Online Editor, Kiplinger.com

Stephen J. Korving, CFP®

President & Chief Investment Officer, Korving & Company

Susan B. Garland

Contributing Editor, Kiplinger's Retirement Report

Susannah Snider

Staff Writer, Kiplinger's Personal Finance

T. Eric Reich, CIMA®, CFP®, CLU®, ChFC®

President and Founder, Reich Asset Management, LLC

Taylor Schulte, CFP

Founder and CEO, Define Financial

Tom Petruno

Contributing Writer, Kiplinger's Personal Finance

Toni Hill, RFC

Investment Adviser Representative, Freedom Financial Group

Vanessa Baida

Contributing Editor, Kiplinger.com

Vanessa Dezem

Contributing Editor, Kiplinger.com

Vid Ponnapalli, CFP™

Founder & President, Unique Financial Advisors

Vita Nelson

Founding Publisher and Editor, Moneypaper