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YOUR MONEY

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CREDIT, COLLEGE, TAXES AND REAL ESTATE

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Save Money on Transportation
No doubt getting around can be a huge budget buster. Here are ten tips to help cut your costs
KIPLINGER'S MONEY POLL
What has thrown the biggest wrench in your budget?
High gas prices
High food prices
Increasing debt and bills
A frozen home-equity line of credit
None of the above
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YOUR FINANCIAL TOOLKIT: Personal Finance
Replace a Social Security Card

Misplacing or losing one's Social Security card is a common predicament. The good news is that replacing a Social Security card is easier than you'd think.

1. Go to www.ssa.gov; download an application for a new card.

2. Gather original documents or certified copies that prove your citizenship -- your birth certificate, passport or certificate of citizenship -- and your identity. Be sure that your ID is current. Click here for a list of acceptable IDs.

3. Deliver the completed application and documents to your local Social Security office.

4. Keep the card in a safe place -- not in your wallet.

NEXT: Hire a Reliable Contractor




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