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YOUR MONEY

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CREDIT, COLLEGE, TAXES AND REAL ESTATE

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Save Money on Transportation
No doubt getting around can be a huge budget buster. Here are ten tips to help cut your costs
KIPLINGER'S MONEY POLL
What has thrown the biggest wrench in your budget?
High gas prices
High food prices
Increasing debt and bills
A frozen home-equity line of credit
None of the above
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YOUR FINANCIAL TOOLKIT: Investing
Replace a Lost Savings Bond

1. Download Form 1048, "Claim for Lost, Stolen or Destroyed U.S. Savings Bonds."

2. Fill out as much information as you can about the lost bond, including the bond owner's name, address and Social Security number, the approximate issue date (or date range), and the serial number. The more information you have, the quicker you'll get your bond.

3. Certify the form at a bank. If the bond owner has died, you should also include a certified copy of the death certificate.

4. Mail the form to the Department of Treasury, Bureau of the Public Debt, at P.O. Box 7012, Parkersburg, WV 26106 for series E, EE and I bonds; for H and HH bonds, send it to P.O. Box 2186, Parkersburg, WV 26106.

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