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YOUR MONEY

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CREDIT, COLLEGE, TAXES AND REAL ESTATE

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Save Money on Transportation
No doubt getting around can be a huge budget buster. Here are ten tips to help cut your costs
KIPLINGER'S MONEY POLL
What has thrown the biggest wrench in your budget?
High gas prices
High food prices
Increasing debt and bills
A frozen home-equity line of credit
None of the above
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YOUR FINANCIAL TOOLKIT: Finance
Boost Your Paycheck

If you typically get a tax refund each spring, adjust your withholding to put more money in your pocket.

Use the easy withholding calculator at to find out how many exemptions you are entitled to claim. That will determine how much tax is withheld from your paycheck.

File a new Form W-4 with your employer to increase the number of exemptions.

Revise your W-4 anytime you experience a major life change that can affect the amount of taxes you pay -- marriage, divorce, birth or adoption of a child, or a home purchase.

Smile on payday.

NEXT: Track Your Spending




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