/* ==========================================================================
   Author's custom styles
   ========================================================================== */

body {
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  color: #000;
  overflow-x: hidden;
}
html {
  position: relative;
  min-height: 100%;
}
h1, .h1 {
  font-family: Merriweather, Georgia, serif;
  font-weight: 700;
  font-size: 28px;
  color: #000;
  line-height: 1.3;
  margin: .25em 0 .35em;
}
h2, .h2 {
  color: #000;
  font-family: Oswald, Impact, sans-serif;
  font-size: 24px;
  font-weight: 400;
  line-height: 1.3;
  margin: .75em 0;
}
h3, .h3 {
  color: #666;
  font-size: 20px;
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  line-height: 1.3;
}
h4, .h4 {
  color: #000;
  font-size: 18px;
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  line-height: 1.3;
}
p {
  font-size: 16px;
  line-height: 1.6;
  margin-bottom: 1.5em;
}
a {
  color: #22589b;
}
a:hover {
  color: #cc2936;
  text-decoration: none;
}
ul {
  list-style-type: square;
}
ul, ol {
  margin: 1em 0 1.5em;
  padding-left: 24px;
  font-size: 16px;
}
li {
  line-height: 1.6;
  margin-bottom: .35em;
}
em, i {font-style: italic;}
.kip-wrap {
  background-color: #f8f8f8;
  padding-top: 35px;
  overflow-x:hidden;
}
hr {
  border-top: 1px solid #ddd;
}
table {
  margin: 1em 0 2em;
}
td, th {
  padding: .25em;
  font-size: 17px;
}
p.small, small {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 95%;
}
.bold {font-weight: 700;}
p.kip-red, 
p.kip-red a,
.kip-red, 
.kip-red a 
  {color: #cc2936;}
a:hover.kip-red, .kip-red a:hover {color: #666;}
.kip-sidebar section {width: 300px;}
.kip-sidebar section section {width: auto;}
.kip-sidebar {padding-bottom: 2em;}
.kip-sidebar h2 {
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  font-size: 17px;
  color: #cc2936;
  text-transform: uppercase;
  margin-bottom: 10px;
  text-align: left;
 }
.kip-sidebar {
  padding-left: 75px;
}
.kip-image {
  width: 775px;
}
.kip-overline {
  color: #cc2936;
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  font-size: 18px;
  margin: 0;
  text-transform: uppercase;
}
.kip-border-bottom {
  border-bottom: 1px solid #ccc;
}
.kip-overline a {
  color: #cc2936;
}
.kip-list-nobullet {
  list-style-type: none;
  padding-left: 0;
}
.text-muted {
  color: #999;
}
a.kip-more {
  color: #999;
  font-size: 12px;
}
.kip-content a {
  font-weight: 700;
}
.kip-content h2 a,
.kip-content h3 a {
  font-weight: 400;
}
.kip-col-nopadding {
  padding-left: 0;
  padding-right: 0;
}
.printonly {
  display: none !important;
}
.btn-default.disqusbtn {
  background-color: #fff;
  background-image: none;
  border-radius: 0;
  font-size: 12px;
  margin: 0 0 30px 15px;
}
h3.kip-md-see-also {
  border-top: 1px solid #ccc;
  border-bottom: 1px solid #ccc;
  color: #cc2936;
  font-family: Oswald, Impact, sans-serif;
  font-size: 15px;
  font-weight: 400;
  padding: 1em 0;
  margin: 1em 0 2em;
  text-transform: uppercase;
}
.kip-md-see-also a {
  color: #000;
  font-family: Oswald, Impact, sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.4;
  margin: .15em 0 0;
  padding: 0 5px;
  text-transform: none;
}
.kip-md-see-also a:only-child {
  display: block;
  font-size: 18px;
  padding: 0;
}
.kip-md-see-also a:hover {
  color: #cc2936;
  text-decoration: none;
}
.kip-disclaim {
  border-top: 1px solid #ccc;
  color: #333;
  font-size: 18px;
  font-weight: 700;
  margin: 2em 0;
  padding: 2em 0;
}
.kip-jco-nav,
.kip-best {
  float: left;
  overflow: hidden;
  width: 200px;
  margin: .35em 2em 1em 0;
}
.kip-jco-nav img,
.kip-best img {
  max-width: 100%;
}
.kip-jco-nav ul,
.kip-best ul {
  padding-left: 0;
  margin: 0;
}
.kip-jco-nav li,
.kip-best li {
  line-height: 1.3;
  list-style-type: none;
  padding-left: 0;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 12px;
  margin-bottom: .5em;
}
.kip-jco-nav h3,
.kip-best h3 {
  color: #cc2936;
  margin-top: 0;
}
.kip-jco-nav a {
  font-weight: 400;
  color: #000;
}
.kip-jco-nav a:hover {
  color: #cc2936;
}
.kip-note {
 color: #666;
 font-size: 12px;
}
.kip-story-image {
  margin: 0 -15px;
  margin-top: 30px;
  position: relative;
}
.kip-story-image img {
  height: auto;
  width: 100%;
}
.kip-image-credit {
  font-style: italic;
  color: #999;
  font-size: 10px;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 400;
}
.kip-attribution, 
p.kip-attribution {
  color: #999;
  font-style: italic;
  font-size: 14px;
}
.kip-byline {
  color: #999;
  font-size: 12px;
  margin: 1.5em 0;
  line-height: 1.5;
}
.kip-byline a {
  letter-spacing: 1.5px;
  text-transform: uppercase;
}
img.kip-hed {
  margin: -5px 8px 0 0;
  width: 60px;
  border-radius: 35px;
}
.kip-teaser,
.kip-teaser a {
  color: #666;
  line-height: 1.45;
}
.kip-table {
  color: #000;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  margin: 1em 0 2em;
  width: 100%;
} 
.kip-table th {
  background-color: #0F75BC;
  color: #fff;
  font-size: 12px;
  font-weight: 700;
  padding: 6px;
  vertical-align: bottom;
}
.kip-table td {
  background-color: #fff;
  border: 1px solid #ddd; 
  font-size: 14px;
  padding: 6px;
  vertical-align: middle;
}
.kip-table td.left,
.kip-table th.left {
  text-align: left;
}
.kip-table td.right,
.kip-table th.right {
  text-align: left;
}
.kip-table td.center,
.kip-table th.center {
  text-align: center;
}
.kip-caption {
  color: #999;
  font-size: 10px;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 400;
  margin: .25em 15px 1em;
}
input[type=text],
input[type=email] {
  border: 1px solid #ccc;
  border-radius: 0;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  height: 32px;
  padding: 5px;
}
input[type=image] {
  border-radius: 0;
}
input[type=submit],
input[type=button],
input[type=reset] {
  background-color: #cc2936;
  border: none;
  border-radius: 0;
  color: #fff;
  font-family: Oswald, Impact, sans-serif;
  -webkit-appearance: button;
  cursor: pointer;
  font-size: 14px;
  font-weight: 400;
  padding: 5px 15px;
  text-transform: uppercase;
}
input[type=reset] {
  background-color: #aaa;
}
input:hover[type=submit],
input:hover[type=button],
input:hover[type=reset] {
  background-color: #666;
}
input[type=radio], 
input[type=checkbox] {
  margin: 4px 8px 5px 0;
}
textarea {
  border-color: #ccc;
}
.rel-pos {
  position: relative;
}
.abs-pos {
  position: absolute;
}
.kip-pipe {
  color: #999;
  font-weight: 400;
}
.comments,
.kip-partner-module {
  margin-bottom: 2em;
}
.kip-partner-module h3 {
  color: #000;
  font-size: 18px;
}
.kip-partner-module p {
  color: #000;
  font-size: 14px;
}
.kip-stationbreak {
  padding: 2em 15px;
}
/*navbar*/
.kip-full-header {
  position: fixed;
  z-index: 999;
}
.kip-navbar {
  background-image: none;
  background-color: #cc2936;
  border-width: 0;
  height: 65px;
  text-align: center;
}
.kip-navbar-header {
  text-align: center;
}
.dropdown-menu h4 {
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  font-size: 14px;
  color: #cc2936;
  text-transform: uppercase;
  padding-left: 20px;
  margin-bottom: .5em;
}
a.kip-navbar-toggle.navbar-toggle.dropdown-toggle {
  border: none;
  color: #000;
  display: block;
  float: none;
  padding: 26px 20px 20px 0;
}
a.kip-navbar-toggle.navbar-toggle.dropdown-toggle:hover {
  border: none;
  color: #cc2936;
}
.col-sm-1.dropdown {
  padding: 0;
}
.kip-navbar-toggle {
  border: none;
  float: left;
  margin: 0;
  width: 82px;
}
.kip-navbar-toggle-2 {
  border: none;
  display: block;
  float: none; 
}
.navbar-inverse .navbar-toggle:hover, 
.navbar-inverse .navbar-toggle:focus {
  background-color: transparent;
  color: #333;
}
.kip-navbar-brand {
  padding: 7px 10px;
  text-align: center;
}
.kip-hamburger {
  background-color: #999 !important;
}
.kip-middle-padding {
  padding-top: 10px;
}
.kip-navbar-brand-2 {
  width: 100px;
  background-image: url("/kipimages/svg/kiplinger_red.svg");
  background-size: contain;
  background-repeat: no-repeat;
  background-position: center;
  padding: 33px 0;
}
.no-svg .kip-navbar-brand {
  background-image: url("/kipimages/svg/kiplinger_white.png");
}
.kip-navbar-brand-padding {
  padding-top: 10px;
}
.kip-navbar-brand-padding-2 {
  padding: 0;
}
.kip-dropdown {
  position: inherit;
  z-index: 9999;
}
.kip-menu-display {
  display: block;
  float: left;
  margin-top: -16px;
  margin-left: 29px;
}
.btn:hover, .btn:active {
  color: #000;
  text-decoration: none;
}
.kip-full-header a.btn.btn-login:hover,
.kip-full-header a.btn.btn-link.kip-promo:hover {
  color: #000;
}
#smallHead {
  z-index: 16777271;
  position: fixed;
  background-image: none;
  background-color: #fff;
  border-bottom: 1px solid #ccc;
}
#smallHead a.btn.btn-login, 
#smallHead a.btn.btn-link.kip-promo,
#smallHead .kip-pipe {
  color: #999;
}
#smallHead a.btn.btn-login:hover,
#smallHead a.btn.btn-link.kip-promo:hover {
  color: #333;
}
#smallHead a.btn.btn-login.first {
  margin-right: 0;
}
.kip-white-subscribe.btn {
  background-color: #cc2936;
  color: #fff;
  border-radius: 5px;
  margin-top: 6px;
  padding: 5px 15px;
}
.kip-white-subscribe:hover{
  background-color:#333;
}
#kip-full-header .dropdown.pubs a#dLabel {
  color: #fff;
}
strong:hover#kip-menu-display-margin,
strong:hover#kip-menu-display-margin-2 {
  color: #000;
}
.dropdown-menu {
  position: fixed;
  left: 0;
  top: 0;
  padding-top: 15px;
  padding-bottom: 50px;
  margin-top: 0;
  height: 100vh;
  overflow: scroll;
  border: none;
  border-radius: 0;
}
.kip-navbar-sections-group li a,
.kip-navbar-seeall-group li a  {
  display: block;
  padding: 3px 20px;
  clear: both;
  font-weight: 400;
  line-height: 1.2;
  color: #333;
  white-space: nowrap;
  font-size: 16px;
}
.kip-navbar-sections-group li a:hover,
.kip-navbar-seeall-group li a:hover,
.kip-navbar-small-group li a:hover {
  color: #cc2936;
}
.kip-navbar-small-group li a, 
.kip-navbar-small-group li p {
    display: block;
    padding: 3px 20px;
    clear: both;
    line-height: 1.2;
    color: #666;
    white-space: nowrap;
    font-size: 13px;
    font-family: 'Open Sans', Helvetica, Arial, sans-serif;
}
.dropdown-menu .glyphicon-remove-circle {
    position: absolute;
    color: #ccc;
    font-size: 22px;
    right: 10px;
    top: 10px;
}
.dropdown-menu .glyphicon-remove-circle:hover {
  cursor: pointer;
  opacity: 1;
}
.kip-divider {
  height: 0;
  margin: 10px 0;
  overflow: hidden;
  background-color: #e5e5e5;
}
.kip-subscription {
  padding-top: 8px;
  float: right;
}
a.kip-see-more {
  background-color: #fff;
  color: #cc2926;
  display: block;
  margin-bottom: 1em;
  text-align: center;
  text-transform: uppercase;
  font-size: 14px;
  padding: 9px 0 7px;
}

/* ribbon */
.kip-ribbon {
  border-bottom: 2px solid #e7e7e7;
  padding: 25px 0 8px;
  font-family: Merriweather, Georgia, serif;
  font-weight: 400;
  font-size: 12.5px;
  line-height: 1.2;
}
.kip-ribbon a {
  color: #333;
}
.kip-ribbon h4 {
  color: #aaaaaa;
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  font-size: 12px;
  text-transform: uppercase;
  margin: 0 15px 3px 0;
}
.kip-ribbon img {
  width: 70px;
  margin-right: 10px;
}

/* search */

.kip-search.btn,
.kip-search-3.btn {
  background-color: transparent;
  color: #fff;
  margin-top: 16px;
  text-align: right;
  padding: 6px 0;
}
.btn:focus, 
.btn:active:focus, 
.btn.active:focus, 
.btn.focus, 
.btn:active.focus, 
.btn.active.focus {
  outline: none;
  outline-offset: 0;
}
#kip-search-bar .input-group-btn .btn,
#kip-search-bar-2 .input-group-btn .btn,
#kip-search-bar-3 .input-group-btn .btn {
  background-color: transparent;
  color: #999;
  font-size: 16px;
  padding: 0 15px;
  line-height: 65px;
}
form[role="search"] button[type="reset"] {
  border-right: 1px solid #ccc;
}
#kip-search-bar,
#kip-search-bar-2,
#kip-search-bar-3 {
  -webkit-transition: width 1s ease-in;
  -moz-transition: width 1s eas-in;
  -o-transition: width 1s ease-in;
  transition: width 1s ease-in;
  -webkit-transition: width .5s ease-out;
  -moz-transition: width .5s ease-out;
  -o-transition: width .5s ease-out;
  transition: width .5s ease-out;
  overflow: hidden;
  width: 0;
  left: 0;
  top: 0;
  position: fixed;
  background: #fff;
  z-index: 999999;
}
#kip-search-bar.in,
#kip-search-bar-2.in,
#kip-search-bar-3.in {
  background: #fff;
  border: none;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 18px;
  margin-top: 0;
  position: fixed;
  left: 0;
  top: 0;
  z-index: 999999;
  height: 65px;
  width: 100%;
  border-bottom: 1px solid #ddd;
}
#kip-search-bar input,
#kip-search-bar-2 input,
#kip-search-bar-3 input {
  background: #fff;
  border: none;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 18px;
  position: absolute;
  left: 20px;
  z-index: 9999999;
  height: 65px;
  width: 70%;
}
#search-text:focus, 
#close-search:focus,
#search-text-2:focus, 
#close-search-2:focus,
#search-text-3:focus, 
#close-search-3:focus {
  outline: none;
}
.btn, 
a.btn,
a.btn.btn-link.kip-promo,
.kip-menu-display {
  font-size: 12px;
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  color: #fff;
  text-transform: uppercase;
  letter-spacing: .025em;
}

/*social media*/
.kip-follow img {
  width: 40px;
  height: 40px;
}
.kip-follow {
  list-style-type: none;
  padding-left: 15px;
  margin: .5em 0;
}
.kip-follow.list-inline>li {
  padding-right: 2px;
}
.dropdown .kip-follow.list-inline>li {
  padding-right: 0;
}
.horizontal-sharebar {
  float: left;
}
#comment-icon {
  position: absolute;
  top: 615px;
  left: 10px;
}
#comment-icon-horizontal {
  float: left;
}
#request-reprint {
  position: absolute;
  top: 675px;
  left: 10px;
  text-transform: uppercase;
  width: 10px;
}
#request-reprint-horizontal {
  float: left;
  text-transform: uppercase;
  width: 10px;
  padding-left: 10px;
}
/* advertising */
.kip-banner, 
.kip-advertisement	{
	text-align: center;
	margin: 0 0 2em 0;
}
.article-rect {
  text-align: center;
  margin: 3em -40px 3.5em;
}
.article-banner {
  text-align: center;
  margin: 1em -38px 3.5em;
}
.kip-advertisement h5, 
.kip-banner h5 {
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  font-weight: 400;
  font-size: 10px;
  color: #999;
  margin: 0 0 .375em;
  text-align: center;
  text-transform: uppercase;
}
.spacer5 {
  min-height: 5vh;
}
.spacer10 {
  min-height: 10vh;
}
.spacer30 {
  min-height: 30vh;
}
.spacer60 {
  min-height: 60vh;
}
.kip-advertisement-fixed {
  position: fixed;
  background-color: #fff;
  border-top: 1px solid #ccc;
  bottom: 0;
  height: 51px;
  width: 100%;
  text-align: center;
  z-index: 9999;
}
.kip-sidebar .kip-advertisement {
  margin-bottom: 4em;
}
.kip-embedded-image {
  margin: 2em 0;
}
.kip-embedded-image img.img-responsive {
  margin: 0 auto;
}
.kip-embedded-image .kip-caption {
  margin-left: 0;
}
/* .kip-sidebar .kip-widget {
  margin-bottom: 4em;
} */
.kip-sidebar section.kip-dianomi_rr,
.kip-sidebar section.kip-morningstar,
.kip-sidebar section.kip-bankrate,
.kip-sidebar section.kip-hcb,
.kip-sidebar section.online-broker  {
  padding-bottom: 4em;
}
/* footer */
footer .kip-copyright {
  color: #666;
  font-size: 12px;
  margin: 15px 0;
  text-align: center;
}
footer {
  background-color: #333;
  color: #999;
  padding: 8px 0 60px;
}
footer p {
  color: #ccc;
  font-size: 14px;
  font-weight: 300;
  line-height: 1.3;
  margin-bottom: 1.5em
}
footer h4 {
  color: #cc2936;
  font-family: Oswald, Impact, sans-serif;
  font-size: 30px;
  margin: 0 0 20px;
}
footer .marketing {
  margin-bottom: 1em;
}
footer ul {
  font-size: 14px;
  margin-top: 0;
}
footer ul a {
  color: #ccc;
}
footer ul a:hover {
  color: #aaa;
}
footer ul li {
  margin-bottom: .75em;
}
footer .kip-follow {
  padding-left: 0;
}
footer .kip-follow.list-inline {
  margin-left: 0;
}
footer .kip-follow.list-inline>li {
  padding-left: 0;
}
footer .kip-top-row {
  padding: 20px 0 40px;
  margin: 0 0 38px;
  border-bottom: 1px solid #666;
} 
footer .kip-bottom-row .right .list-unstyled {
  margin-top: 0;
}
footer .marketing-right input[type="image"] {
  height: 35px;
}
.ktoday-promo {
  max-width: 445px;
  margin: 0 auto;
}
footer .marketing-right form {
  margin: 10px 0 0 24px;
}
footer .marketing-right input[type="text"] {
  width: 70%;
  height: 35px;
  border: none;
  float: left;
  padding: 0 10px;
  font-size: 14px;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
}
footer .follow {
  text-align: center;
}
/* most popular most shared */
.kip-most-popular-active {
  color: #000;
  font-family: Oswald, Impact, sans-serif;
  font-size: 14px;
  text-align: center;
  float: left;
  width: 50%;
  margin-top: 0;
  margin-bottom: 0;
  padding-bottom: 3px;
  padding-top: 3px;
  border: 1px solid #e7e7e7;
  background-color: #ffffff;  
}
.kip-most-popular-inactive {
  color: #afadad;
  background-color: #eceded;
  font-family: Oswald, Impact, sans-serif;
  font-size: 14px;
  text-align: center;
  float: left;
  width: 50%;
  margin-top: 0;
  margin-bottom: 0;
  padding-bottom: 3px;
  padding-top: 3px;
  border: 1px solid #e7e7e7;  
}
.kip-most-popular-active:hover {
  text-decoration: none; 
}
.kip-most-popular-inactive:hover {
  text-decoration: none; 
}
.kip-most-popular-tabs {
  overflow: hidden;
}
.kip-most-popular-tabs img {
  width: 78px;
  height: 78px;
}
.kip-most-read-list-items {
  font-family: Oswald, Impact, sans-serif;
  font-weight: 400;
  font-size: 14.5px;
  color: #000;
  float: left;
  border-right: 1px solid #e7e7e7;
  border-left: 1px solid #e7e7e7;
  border-bottom: 1px solid #e7e7e7;
  width: 300px;
  margin-bottom: 0;
  list-style-type: none;
}
.kip-most-read-links {
  color: #000;
  line-height: 1.4;
  width: 219px;
  padding: 9px 10px 2px 14px;
  display: block;
  height: 78px;
  background-color: #ffffff;
  text-align: left;
}
.kip-most-read-links:hover {
  background-color: #f8f8f8;
}
ul.kip-most-read-content {
  padding-left: 0;
  margin: 0;
}
.kip-most-read-header {
  background-color: #eceded;
}
/* Market Update */
.kip-market-update-item {
  color: #666;
  float: left;
  font-size: 10px;
  font-weight: bold;
  width: 33%;
}
.kip-market-update-item.sandp {
  width: 34%;
}
.kip-market-index a {
  color: #000;
}
.kip-market-change-negative {
  background: transparent url(/kipimages/market_down.png) right no-repeat;
  color: #cc2936;
  padding-right: 8px;
}
.kip-market-change-positive {
  background: transparent url(/kipimages/market_up.png) right no-repeat;
  color: #066;
  padding-right: 9px;
}
.kip-market-search input {
  float: left;
  margin: 5px 0 5px;
}
.kip-market-search input.kip-text {
  height: 23px;
  width: 175px;
}
.kip-sidebar .kip-market-search input.kip-text {
  height: 30px;
  width: 210px;
}
.kip-market-search input.kip-submit {
  background-color: #999;
  border: none;
  color: #fff;
  height: 30px;
  margin-left: -1px;
}
.kip-market-search input.kip-submit:hover {
  background-color: #cc2936;
}
.kip-market {
  overflow: hidden;
}
.kip-prospectus {
  margin: 2em 0;
}
.kip-market-ms-logo {
  float: right;
  margin: 5px 0;
}
.kip-sidebar .kip-ms-logo {
  margin-top: -32px;
}
img.kip-twitter-follow {
  margin: -2px 0 0 3px;
  width: 17px;
}
#kip-standard-drop .dropdown-menu {
  position: absolute;
  top: initial;
  left: 0;
  padding: 5px 0;
  margin-top: 0;
  height: auto;
  overflow: scroll;
  border: none;
  border-radius: 0;
}
button#kipDropdown {
    background-color: #cc2936;
}
.kip-partner-logo img {
  max-height: 33px;
}
h5.slide-title {
  background-color: #fff;
  text-align: center;
  color: #cc2936;
  padding: 10px;
  margin-top: 0;
  margin-bottom: 0;
  font-size: 12px;
  letter-spacing: .125em;
}
.kip-tile-wrapper h6 {
  background-color: #fff;
  color: #cc2936;
  font-family: Oswald, Impact, sans-serif;
  font-size: 12px;
  letter-spacing: 1px;
  margin: 0;
  padding: 8px 35px 0 8px;
}
.kip-wealth {
  text-align: right;
  padding-right: 20px;
  font-family: Oswald, Impact, sans-serif;
  font-size: 12px;
  letter-spacing: 1px;
  color: #999;
  margin-bottom: 0;
  height: 33px;
}
.kip-wealth a {
  color: #999;
}
.kip-wealth a:hover {
  color: #cc2936;
}
.kip-wealth > img {
  margin-right: -10px;
  margin-top: -5px;
  max-width: 125px;
  max-height: 27px;
}
/* registration fields */
.kip-site-header h1 {
  font-family: Oswald, Impact, sans-serif;
  font-size: 20px;
  font-weight: 400;
  letter-spacing: 0.1em;
  margin: 0 1em 1em;
  text-align: center;
  text-transform: uppercase;
  color: #000;
  }
.kip-content-registration {
  background-color: #fff;
  padding: 5px 30px 30px;
  border: 1px solid #ddd;
  margin: 0 auto 2em;
  max-width: 370px;
}
.profile .kip-content-registration {
  margin: 0 auto 2em;
  max-width: none;
  width: 100%;
}
#kip-registration input[type=text],
#kip-registration input[type=password] { 
  width: 100%;
}
p.kip-registration-error,
.kip-reg-error-detail,
.kip-registration-ty {
  color: #cc2936;
  font-weight: 700;
}
p.kip-registration-error,
.kip-registration-ty {
  margin-top: 6px;
}
.kip-reg-error-detail {
  font-size: 11px;
}
.kip-forgot-password {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 400;
  font-size: 12px;
}
#kip-reg-box {
  max-width: 370px;
  margin: 0 auto;
}
.kip-sidebar #kip-reg-box {
  background-color: #f0f0f0;
  border: 1px solid #ddd;
  float: none;
  max-width: none;
  margin: 1em 0;
  padding: 10px 20px;
  width: 100%;
}
.kip-sidebar #kip-reg-box h2 {
  text-transform: uppercase;
}
.kip-sidebar #kip-reg-box.kip-help h3 {
  margin: 10px 0 3px;
  font-size: 14px;
}
#kip-reg-box h2 {
  color: #000;
  font-family: Oswald, Impact, sans-serif;
  font-size: 15px;
  font-weight: 400;
  line-height: 1.5;
  text-transform: none;
}
#kip-reg-box h2 a {
  color: #cc2936;
  display: block;
  font-size: 18px
}
#kip-reg-box h2 a:hover {
  color: #cc2936;
}
#kip-reg-box h3 {
  color: #000;
  font-family: Oswald, Impact, sans-serif;
  font-size: 15px;
  margin: 1.5em 0 .25em;
}
#kip-reg-box p {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 400;
  font-size: 12px;
}
ul#kip-reg-topics {
  font-size: 14px;
  list-style-type: none;
  padding-left: 0;
}
ul#kip-reg-topics li {
  border-bottom: 1px solid #ddd;
  padding-bottom: 5px;
}
#kip-reg-box p.kip-smaller {
  font-size: 12px;
}
.kip-sidebar #kip-reg-box section {
  margin-bottom: 2em;
}
.kip_req_asterik {
  color: #cc2936;
  font-weight: 700;
  padding-right: 3px;
}
.kip-remember {         
  color: #999;
  float: right;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 400;
  font-size: 12px;
  margin-top: 5px;
}
#kip-registration label,
p.kip-reg-signups {
  color: #000;
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 700;
  font-size: 15px;
  margin-bottom: 2px;
}
p.kip-reg-signups {
  margin: 3px 0;
}
#kip-registration .kip-reg-required {
  background: url(/kipimages/required.png) left no-repeat;
  padding-left: 8px;
}
#kip-registration {
  padding-top: 25px;
}
input.kip-reg-cancel {
  background-color: #999;
}
.kip-registration p {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-weight: 400;
  font-size: 15px;
}
.kip-registration input.kip-reg-register[type=submit] {
  margin: 1em 1em 0 0;
  width: 110px;
}
.kip-reg-note {
  font-size: 12px;
  font-weight: normal;
}
#kip-registration h6 {
  color: #cc2936;
  font-size: 12px;
  margin: 0 0 10px;
}
.kip-reg-register-fb {
  line-height: 300%;
  margin-left: 5px;
  vertical-align: middle;
}
.kip-reg-hr {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 14px;
  margin-bottom: .75em;
}
.kip-myprofile-hdr {
  border-bottom: 1px solid #ccc;
  margin-bottom: 15px;
}
.kip-myprofile h3 {
  color: #000;
  padding: 0;
  margin: 1.5em 0 3px;
}
.kip-myprofile p strong a {
  font-weight: 400;
  padding-right: 5px;
}
.kip-myprofile p strong a + a {
  padding-left: 5px;
}
a.kip-profile-edit {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 10.5px;
  font-weight: 400;
  float: left;
  margin: 5px 0 10px;
  text-transform: uppercase;
}
.kip-myprofile-field {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 14px;
  clear: both;
}
.kip-myprofile-field strong {
  font-size: 14px;
}
ul.kip-myprofile-field {
  margin: 0 0 15px 0;
}
ul.kip-myprofile-field li {
  color: #333;
  font-size: 14px;
  font-weight: 700;
}
#kip-reg-box.kip-help h3 {
  margin: 10px 0;
}
ul.kip-reg-topics {
  margin-left: 0;
}
ul.kip-reg-topics li {
  border-bottom: 1px dotted #ccc;
  font-size: 12px;
  font-weight: bold;
  list-style-type: none;
  margin: 7px 0;
  padding-bottom: 7px;
}
input.kip-reg-register[type=submit] {
  width: 100%;
}
.kip-registration .kip-content-registration {
  max-width: 100%;
}
.kpfm-letters #kip-registration,
.kip-customer-service #kip-registration {
  background-color: #fff;
  border: 1px solid #ddd;
  margin: 0 0 1em;
  padding: 20px;
}
.kip-customer-service #kip-registration p {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
}
.kip_bodyText {
  font-family: 'Open Sans', Helvetica, Arial, sans-serif;
  font-size: 14px;
}
.kpfm-letters input[type="radio"]:last-of-type {
  margin-bottom: 1em;
}
.kpfm-letters label:first-of-type {
    margin-top: 1em;
}
.kpfm-letters form p {
  margin-bottom: .5em;
}
.kpfm-letters input[name=Address] {
  margin-bottom: 10px;
}
.kpfm-letters form em {
  color: #666;
  font-size: 12px;
}
.kpfm-letters .kip-sidebar #kip-reg-box h2,
.kip-customer-service .kip-sidebar #kip-reg-box h2 {
  text-transform: none;
}
.kip-cs-list {
  font-size: 16px;
}
/* letter archive */
.kip-letter-archive {
  margin-bottom: 4em;
}
.kip-letter-archive .col-sm-6  {
  font-size: 16px;
}
.kip-search-archive h4 {
  color: #000;
  font-size: 16px;
  font-weight: 400;
}
.kip-letter-archive h3 {
  color: #cc2936;
  font-size: 20px;
  font-weight: 400;
}
.kip-letter-archive .panel-heading {
  padding: 0;
}
.kip-letter-archive .panel-title {
  font-size: 16px;
  font-weight: 400;
}
.kip-letter-archive .panel-title>a {
  display: block;
  padding: 10px 15px;
}
.kip-search-archive form {
  margin-bottom: 2em;
}
.kip-search-archive form input[type="text"] {
  border: 1px solid #ccc;
  float: left;
  height: 30px;
  margin-right: -5px;
  width: 250px;
}
.kip-letter-archive .panel-default>.panel-heading {
  color: #333;
  background-color: #fff;
  background-image: none;
  border-color: #ddd;
}
.kip-letter-archive .panel-default>.panel-heading+.panel-collapse>.panel-body {
  line-height: 2;
  font-size: 14px;
}
.kip-anchor {
  font-size: 14px;
  margin-bottom: .25em;
}
.kip-container-850 {
  background-color: transparent;
  margin: 0 auto;
  width: 80%;
}
.kip-content.kip-850 {
  background-color: transparent;
  padding: 20px 0;
  width: 80%; 
}

/* Full Page Interstitial */

a.kip-continue-link {
  font-family:  Oswald, Impact, sans-serif;
  font-size: 14px;
  font-weight: 400;
  float: right;
  margin: 30px 0 0;
}

#kip-interstitial {
  margin: 20px 0 10px;
  text-align: center;
}
#kip-interstitial .kip-advertisement h5 {
  color: #666;
  font-family: 'Open Sans', Arial, Helvetica, sans-serif;
  font-size: 10px;
  margin: 0 0 2px;
  text-align: center;
}
sub, sup {
  /* Specified in % so that the sup/sup is the
     right size relative to the surrounding text */
  font-size: 75%;
 
  /* Zero out the line-height so that it doesn't
     interfere with the positioning that follows */
  line-height: 0;
 
  /* Where the magic happens: makes all browsers position
     the sup/sup properly, relative to the surrounding text */
  position: relative;
}
sup {
  /* Move the superscripted text up */
  top: -0.5em;
}
sub {
  /* Move the subscripted text down, but only
     half as far down as the superscript moved up */
  bottom: -0.25em;
}
#kip-full-header .dropdown-menu {
    top: 0;
  }
#kip-full-header .pubs .dropdown-menu {
  position: absolute;
  left: -150px;
  top: 43px;
  padding-top: 10px;
  padding-bottom: 0px;
  height: auto;
  overflow: scroll;
  border: none;
  border-radius: 0;
}
#smallHead .pubs .dropdown-menu {
  position: absolute;
  left: -120px;
  top: 42px;
  padding-top: 10px;
  padding-bottom: 0px;
  height: auto;
  overflow: scroll;
  border: none;
  border-radius: 0;
}
.pubs .dropdown-menu>li>a {
  padding: 4px 20px;
}
#kip-full-header .dropdown.pubs,
#smallHead .dropdown.pubs {
  margin-top: 20.5px;
  float: right;
  font-size: 12px;
}
#smallHead .dropdown.pubs a#dLabel {
  color: #999;
}
#kip-full-header .dropdown.pubs a#dLabel {
  color: #fff;
}
#kip-full-header .dropdown.pubs a:hover#dLabel,
#smallHead .dropdown.pubs a:hover#dLabel {
  color: #000;
}
#kip-menu-display-margin-2 { /* IE */
  color: #999;
}
h4.kip-next-article {
  margin: 0;
  height: 60px;
  line-height: 60px;
  font-size: .95em;
  font-weight: 400;
  overflow: hidden;
  text-align: center;
}
h4.kip-next-article a {
  color: #000;
  display: block;
  text-align: center;
  line-height: normal; 
  text-decoration: none;
  position: relative;
  top: 50%;
  -ms-transform: translateY(-50%);
  -webkit-transform: translateY(-50%);
  transform: translateY(-50%);    
}
 .kip-navbar-brand-2 {
  width: 90px;
  background-image: url("/kipimages/svg/kiplinger_red.svg");
  background-size: contain;
  background-repeat: no-repeat;
  background-position: center;
  padding: 33px 0;
}
.kip-navbar-toggle-2.navbar-toggle {
  float: none;
  display: block;
  padding-bottom: 13px;
  padding-top: 15px;
  margin: 10px 0 10px 20px;
  width: 82px;
}
#kip-search-button-2 {
  color: #999;
}
#kip-search-button-2:hover {
  color: #333;
}
#kip-full-header a.btn.btn-login.hidden-xs {
  margin: 20px 25px 0 0;
  padding: 0 5px;
}
#smallHead a.btn.btn-login.hidden-xs {
  margin: 20px 25px 0 0;
  padding: 0 5px;
}
#kip-search-button .kip-search.btn,
#kip-search-button-2 .kip-search.btn {
  margin-left: 30px;
}

/* HCBs */
.kip-sponsor {
  background-color: #fff;
  padding: 0 1em .25em;
  text-align: center;
  margin-bottom: 0;
}
.kip-sponsor-header {
  text-align: center;
  position: relative;
  margin: 0;
}
.kip-sponsor-header:before {
  content: '';
  display: block;
  border-bottom: 1px solid #ccc;
  width: 100%;
  height: 1px;
  position: absolute;
  top: 20px;
}
.kip-sponsor-header h3 {
  font-family: Oswald, Impact, sans-serif;
  font-size: 15px;
  font-weight: 400;
  letter-spacing: 0.1em;
  line-height: 40px;
  color: #999;
  display: inline;
  padding: 0 10px;
  background-color: #fff;
  position: relative;
  z-index: 2;
}
.kip-sponsor h2,
.kip-front .kip-sponsor h2 {
  font-size: 20px;
  font-weight: 700;
  line-height: 1.3;
  margin: .325em 0;
  text-align: center;
  text-transform: none;
}
.kip-sponsor h2 a {
  color: #000;
}
.kip-sponsor h2 a:hover,
.kip-sponsor .kip-more a:hover {
    color: #cc2936;
}
.kip-sponsor .kip-more a {
  color: #000;
  font-size: 14px;
}
.kip-sponsor p.kip-more {
  margin: 0 0 .25em;
}
.kip-sponsor p.kip-teaser {
  color: #666;
  font-family: Merriweather, Georgia, serif;
  font-size: 13px;
  margin-bottom: .25em;
}
div#disqus_thread {
  padding: 0 15px;
}

/* big q and a */
.kip-cap {
  float: left;
  font-family: Oswald, Impact, sans-serif;
  font-size: 72px;
  font-weight: 700;
  line-height: 1.1;
  margin: 0 30px 0 0;
}
.kip-credit-overlay a {
   color: #fff;
   text-decoration: underline;
}
.kip-credit-overlay a:hover {
   color: #cc2936;
}
  
/* ==========================================================================
   media queries
   ========================================================================== */

@media all and (min-width: 321px) {


/* -- Small - Tablet ------ */
@media all and (min-width: 768px) {
  body {
    padding-bottom: 0;
  }
  h1 {
    font-size: 40px;
  }
  p {
    font-size: 17px;
    line-height: 1.7;
  }
  ul, ol {
    font-size: 17px;
  }
  .kip-byline {
    font-size: 13px;
  }
  .kip-byline a {
    letter-spacing: 1px;
  }
  img.kip-hed {
    margin-top: -10px;
    width: 70px;
  }
  .kip-contributor p.bio {
    font-size: 16px;
  }
  .kip-full-header {
    position: absolute;
    z-index: auto;
  }
  .navbar>.container .navbar-brand {
    margin-left: 0;
  }
  .kip-navbar, 
  .kip-navbar-2 {
    background-image: none;
    background-color: #cc2936;
    border-width: 0;
    height: 65px;
    text-align: center;
  }
  .small-head .kip-navbar-2 {
    background-color: #ffffff;
    border-bottom: 1px solid #e7e7e7;
  }
  .col-sm-1.dropdown {
    padding: 0;
  }
  .kip-navbar-brand {
    float: none;
    display: inline-block;
    width: 160px;
    height: 55px;
    background-image: url("/kipimages/svg/kiplinger_white.svg");
    background-size: cover;
  }
  .kip-hamburger {
    background-color: #999 !important;
  }
  .kip-middle-padding {
    padding-top: 10px;
  }
 .no-svg .kip-navbar-brand {
    background-image: url("/kipimages/svg/kiplinger_white.png");
  }
  .kip-navbar-brand-padding-2 {
    padding: 0;
  }
  .kip-menu.container {
    padding-right: 0;
  }
  #kip-dropdown, #kip-dropdown-2 {
    position: inherit;
    z-index: 100030;
  }
  #kip-menu-display-margin {
    margin-top: -17px;
  }
  #kip-menu-display-margin-2 {
    margin-top: -16px;
    color: #999;
  }
  #kip-search-button-2 {
    color: #999;
  }
  .navbar-collapse.collapse.in { 
    display: block!important;
  }
  .collapsing {
    overflow: hidden!important;
  }
  a.btn.btn-login {
    margin-right: 15px;
  }
  .btn:hover, 
  .btn:active {
    color: #333;
    text-decoration: none;
  }
  .col-xs-3.col-sm-4.text-right {
    padding-right: 0;
  }
  #kip-white-login {
    color: #999;
  }
  #kip-white-login:hover {
    color: #333;
  }
  .kip-login {
    color: #fff;
  }
  .kip-full-header a.btn.btn-login:hover,
  .kip-full-header a.btn.btn-link.kip-promo:hover {
    color: #333;
  }
  .navbar-header {
    float: none;
  }
  .navbar-toggle {
    display: block;
  }
  .navbar-collapse {
    border-top: 1px solid transparent;
    box-shadow: inset 0 1px 0 rgba(255,255,255,0.1);
  }
  .navbar-collapse.collapse {
    display: none!important;
  }
  .navbar-nav {
    float: none!important;
    margin: 7.5px -15px;
  }
  .navbar-nav>li {
    float: none;
  }
  .navbar-nav>li>a {
    padding-top: 10px;
    padding-bottom: 10px;
  }
  .navbar-text {
    float: none;
    margin: 15px 0;
  }
  .kip-search.btn {
   margin-left: 30px;
  }
  .kip-wrap.tiles {
    padding: 2em 0 0;
  }    
  footer {
    padding: 8px 0;
  }
  footer .kip-copyright {
    font-size: 14px;
  }
  footer .middle ul {
    margin: 0 65px 0 60px;
  }
  footer ul {
    font-size: 16px;
  }
  footer .marketing-right {
    border-left: 1px solid #666;
  }
  footer .follow {
    text-align: left;
  }
  .kpfm-promo {
    max-width: 500px;
    margin: 0 auto;
  }
  aside.kip-pull-quote {
    width: 200px;
  }
  .kip-caption {
    margin-left: 0;
  }
  .kip-next-article a:hover {
    color: #666;
    text-decoration: none;
  }
  .kip-story-image {
    margin: 0;
  }   
  .kip-site-header {
    text-align: center;
    position: relative;
    margin: 0 0 2em;
  }
  .kip-site-header:before {
    content: '';
    display: block;
    border-bottom: 1px solid #999;
    width: 100%;
    height: 1px;
    position: absolute;
    top: 28px;
  }
  .kip-site-header h1 {
    font-size: 28px;
    font-weight: 400;
    letter-spacing: 0.1em;
    line-height: 60px;
    display: inline;
    padding: 0 30px;
    background-color: #f8f8f8;
    position: relative;
    z-index: 2;
  } 
  .kip-sidebar #kip-reg-box {
    margin-top: 0;
  }  
  a.kip-profile-edit {
    float: right;
    margin-top: -17px;
  }
  .kpfm-letters #kip-registration,
  .kip-customer-service #kip-registration {
    margin-bottom: 4em;
    padding: 40px 50px;
  }
  .kip-embedded-image {
    background-color: #fff;
    margin: 2em 0;
    overflow: hidden;
    padding: 25px 15px 5px;
    width: 100%;
  }

}

@media all and (min-width: 768px) and (max-width: 990px) {
  .small-head a.btn.btn-link.kip-white-subscribe {
    padding: 5px;
    margin-right: 15px;
  }
  .small-head .kip-navbar-toggle-2 {
    border: none;
    float: none;
    padding-bottom: 8px;
    padding-top: 8px;
    margin: 17px 0 10px 41px;
    width: 44px;
    border-radius: 6px;
  }
  .no-padding-right {
    padding-right: 15px;
  }
}
@media all and (min-width: 768px) and (max-width: 991px) {
  footer .marketing-left {
    padding: 10px 0 0;
  }
  footer .marketing-right form {
    margin-left: 18px;
  }
  footer .middle ul {
    margin: 0 10px 0 60px;
  }
  footer .kip-follow img {
    width: 34px;
    height: 34px;
  }
}
@media all and (min-width: 991px) {
  aside.kip-pull-quote {
    margin-left: -24px;
  }
  footer .middle ul {
    margin-right: 65px;
  }
  .kip-native.col-md-6.col-md-offset-1.col-sm-12 {
    padding: 0;
  }
  .kip-navbar-toggle-2 {
    margin-left: 18px;
  }
}
@media all and (min-width: 992px) and (max-width: 1199px) {
  footer .marketing-left {
    padding: 15px 0 0;
  }
}
@media all and (min-width: 992px) {
  .kip-sidebar {
    padding-left: 20px;
  }
  .col-md-4.next {
    margin: -1em 0 -.75em -2em;
  }
  footer .marketing-right input[type="text"] {
    width: 60%;
  }
  #kip-full-header .dropdown.pubs {
    font-size: 14px;
  }
  .kip-full-header .btn, 
  .kip-full-header a.btn,
  .kip-full-header a.btn.btn-link.kip-promo,
  .kip-full-header .kip-menu-display {
    font-size: 14px;
  }
  #kip-full-header .pubs .dropdown-menu {
    left: -120px;
  } 
  .kip-content-registration {
    width: 370px;
    float: right;  
    margin: 1em 4em 4em;
  }
  .profile .kip-content-registration {
    width: 100%;
    float: none;  
    margin: 1em 0 4em;
    max-width: none;
  }
  .kip-registration .kip-content-registration {
    float: none;
    margin: 0 auto 3em;
    width: 625px;
  }
  #kip-reg-box {
    width: 370px;
    float: left;
  }
  .kip-letter-archive {
    margin: 0 3em 3em;
  }
  .kip-letter-archive.yearly {
    margin: 0;
    padding: 0;
  }
  .col-sm-12.kip-search-archive {
    margin: 0 4em;
  }
  .kip-sidebar #kip-reg-box {
    margin-top: 1em;
  }
  .kpfm-letters #kip-registration,
  .kip-customer-service #kip-registration {
    margin-top: 1em;
  }
}
@media all and (max-width: 1100px) {
  .kip-teaser, .addthis_sharing_toolbox {
    margin-bottom: 10px;
  }
}

@media all and (min-width: 1101px) {
  .addthis_sharing_toolbox {
    display: none;
  }
}
@media all and (max-width: 1199px) {
  #comment-icon, #request-reprint {
    display: none;
  }
  .kip-social {
    position: initial;
  }
}
@media all and (min-width: 1200px) {
  .kip-sidebar {
    padding-left: 75px;
  }
  footer p {
    font-size: 18px;
  }
  footer ul {
    font-size: 20px;
  }
  .kip-search.btn {
   margin-left: 0;
  }
  .small-head .kip-search.btn {
    margin-left: 12px;
  }
  .kip-navbar-toggle-2 {
    margin: 10px 0 10px 10px;
  }
  #smallHead .dropdown.pubs {
    font-size: 14px;
  }
  .btn, 
  a.btn,
  a.btn.btn-link.kip-promo,
  .kip-menu-display {
    font-size: 14px;
  }
  #comment-icon-horizontal, #request-reprint-horizontal{
    display: none;
  }
 .kip-social {
    top: auto;
    left: 10px;
    bottom: auto;
    right: auto;
    margin: 0px;
    display: block;
    position: absolute;
  }
  .kip-site-header h1 {
    font-size: 32px;
  }  
  .kip-wrap.tiles {
    padding-top: 4em;
  }  
  
}
@media all and (min-width: 1288px) {  
  .kip-md-see-also.inline {
    float: left;
    line-height: 1.5;
    margin: .5em 2em 2em -100px;
    width: 200px;
    text-align: center;
  }
  aside.kip-pull-quote {
    margin-left: -100px;
  }
  footer .kip-follow.list-inline {
    padding-right: 0;
  }
  .kip-sidebar {
    padding-left: 75px;
  }
}
/* add images for retina here */
@media all and (-webkit-min-device-pixel-ratio: 1.5), only screen and (min-resolution: 144dpi) {}

/*print rules*/
@media print {
  nav, 
  .kip-ribbon, 
  .kip-advertisement, 
  .kip-sidebar, 
  footer div, 
  .noprint, 
  .comments, 
  .kip-partner-module  {
    display: none !important;
  }
  .printonly {
    display: block;
  }
  .kip-copyright.printonly {
    color: #333;
  }
   a[href]:after {
    content: none !important;
  }
  .at-win-mask {
    display: none !important;
  }
}