Follow Kiplinger on
Login
|
Register
Magazine
Newsletters
Store
Customer Service
Subscribe
Give a Gift
Renew
Questions
Retirement
Retirement
Featured Special Report
Finding the Right Long-Term Care Insurance for You
Sponsored by
Planning Is Critical to Mitigate the Rising Costs of Long-Term Care
Popular Features
TOOL: Retiree Tax Map
SLIDE SHOW: 10 Things You Must Know About Social Security
SLIDE SHOW: 5 Costly Retirement Surprises
SLIDE SHOW: 10 Most Tax-Friendly States for Retirees
SLIDE SHOW: 10 Things You Must Know About Medicare
GUIDE: How to Retire Rich
See All Retirement »
Taxes
Taxes
Slide Show
Extra-extraordinary deductions
Featured product
Slash taxes and claim all the benefits you deserve.
Popular Features
SLIDE SHOW: The Most-Overlooked Tax Deductions
QUIZ: Is It Deductible?
Cut Your Taxes to the Bone with Our Tax Tips
Storm Damage? Uncle Sam Has a Break for You
Where Do You Rank as a Taxpayer?
TOOL: Set Your Withholding Right and Save
SLIDE SHOW: IRS Audit Red Flags -- The Dirty Dozen
See All Taxes »
Investing
Investing
Special Report
Make Annuities Work For You
Sponsored Content
Annuities Can Help Offset Costs of Long-Term Care for Women
Popular Features
SLIDE SHOW: Best Online Brokers
QUIZ: Wall Street Truth or Bunk?
SLIDE SHOW: The World's 10 Best Stocks
SLIDE SHOW: 12 Stocks to Get Dividends Every Month
TOOL: Mutual Fund Finder
SLIDE SHOW: 23 Stock Picks for 2013
See All Investing »
Credit & Debt
Credit & Debt
Special Report
Credit Scores & Reports
Featured Product
Financial advice for tough times. 12 Issues, $12.
Popular Features
QUIZ: The Truth About Credit & Debt
SLIDE SHOW: 7 Great Credit Cards for Students and Young Adults
QUIZ: Will It Sink Your Credit Score?
SPECIAL REPORT: Managing Your Loans
How to Fix an Error on Your Credit Report
6 Things to Know About Credit Scores
See All Credit & Debt »
Saving
Saving
Special Report
Saving Money
Featured Product
Financial advice for tough times. 12 Issues, $12.
Popular Features
Why You Need a Roth IRA
SLIDE SHOW: How to Wipe Out 33 Pesky Fees
Build a Better Budget in 2013
How to Handle Allowances
SLIDE SHOW: Fabulous Freebies 2013
QUIZ: Are You Saving Enough for Retirement?
See All Saving »
Spending
Spending
Slide Show
Fabulous Freebies, 2013
Featured Product
Financial advice for tough times. 12 Issues, $12.
Popular Features
SLIDE SHOW: 25 Ways to Waste Your Money
SLIDE SHOW: 10 Ways to Make Your Smart Phone Pay for Itself
SLIDE SHOW: 10 Online Shopping Traps That Catch Even Smart Shoppers
8 Tips to Be a Smarter Consumer
QUIZ: How Far Can You Stretch Your Travel Dollar?
23 Best Travel Sites to Save You Money
See All Spending »
Home & Real Estate
Home & Real Estate
Special Report
Buying & Selling a Home in 2013
Featured Product
Financial advice for tough times. 12 Issues, $12.
Popular Features
SLIDE SHOW: What $250K Buys You in Today's Condo Market
SLIDE SHOW: 5 Kitchen Renovations for $25K or Less
SLIDE SHOW: 5 Affordable Bathroom Renovations
SLIDE SHOW: 10 Tiny Houses You'll Love Big Time
QUIZ: How Smart of a Home Buyer Are You?
3 Signs the Housing Recovery Has Arrived
See All Home & Real Estate »
Cars
Cars
Special Report
Best New Car Values, 2013
Featured Product
Financial advice for tough times. 12 Issues, $12.
Popular Features
Drive Time Columns
SLIDE SHOW: 10 Cheapest Cars to Own, 2013
Five Myths About Leasing a Car
SLIDE SHOW: Cars That Refuse to Die
QUIZ: Saving on Car Maintenance
SLIDE SHOW: Best Cars for Long Road Trips
See All Cars »
College
College
Special Report
Best College Values, 2013
Featured Product
Financial advice for tough times. 12 Issues, $12.
Popular Features
SLIDE SHOW: 10 Best Values in Public Colleges, 2013
SLIDE SHOW: 10 Best Values in Public Colleges for Out-of-State Students
SLIDE SHOW: 10 Best College Majors for a Lucrative Career
SLIDE SHOW: 10 Worst College Majors for Your Career
SLIDE SHOW: 7 Smart Ways to Pay for College
QUIZ: Will Your College Degree Pay Off?
See All College »
Insurance
Insurance
Featured Special Report
Finding the Right Long-Term Care Insurance for You
Sponsored by
Planning Is Critical to Mitigate the Rising Costs of Long-Term Care
Popular Features
QUIZ: Are You Covered?
SLIDE SHOW: 10 Insurance Mistakes to Avoid
How Much Life Insurance Do You Need?
SLIDE SHOW: 10 States Most At Risk of Disaster
SLIDE SHOW: 7 Must-Haves for Your Emergency Kit
Navigate a Course for Long-Term Care
See All Insurance »
Your Business
Your Business
Economic Outlook
Our economics team forecasts what lies ahead.
Featured Product
Subscribe to The Kiplinger Letter
Popular Features
SLIDE SHOW: Great Cities to Start a Business In
QUIZ: Do You Have What It Takes to Start a Company?
SLIDE SHOW: 6 Rags-to-Riches Millionaires
SLIDE SHOW: 9 Amazing Military Technologies of the Future
Torn from the Kiplinger Letters
6 Steps to Starting Your Own Business
See All Your Business »
Subscribe
Tools
Slide Shows
Quizzes
Videos
Columns
The Basics
May 21, 2013
Search Kiplinger Letter Archive:
Kiplinger Letter Archive
May 2013
-
May 17, 2013
-
May 10, 2013
-
May 3, 2013
April 2013
-
April 26, 2013
-
April 19, 2013
-
April 12, 2013
-
April 5, 2013
March 2013
-
March 29, 2013
-
March 22, 2013
-
March 15, 2013
-
March 8, 2013
-
March 1, 2013
February 2013
-
February 22, 2013
-
February 15, 2013
-
February 8, 2013
-
February 1, 2013
January 2013
-
January 25, 2013
-
January 18, 2013
-
January 11, 2013
-
January 4, 2013
December 2012
-
December 28, 2012
-
December 28, 2012
-
December 14, 2012
-
December 7, 2012
November 2012
-
November 30, 2012
-
November 21, 2012
-
November 16, 2012
-
November 9, 2012
-
November 2, 2012
October 2012
-
October 26, 2012
-
October 19, 2012
-
October 12, 2012
-
October 5, 2012
September 2012
-
September 28, 2012
-
September 21, 2012
-
September 14, 2012
-
September 7, 2012
August 2012
-
August 31, 2012
-
August 31, 2012
-
August 17, 2012
-
August 10, 2012
-
August 3, 2012
July 2012
-
July 27, 2012
-
July 20, 2012
-
July 13, 2012
-
July 6, 2012
June 2012
-
June 29, 2012
-
June 22, 2012
-
June 15, 2012
-
June 8, 2012
-
June 1, 2012
May 2012
-
May 25, 2012
-
May 18, 2012
-
May 11, 2012
-
May 4, 2012
April 2012
-
April 27, 2012
-
April 20, 2012
-
April 13, 2012
-
April 6, 2012
March 2012
-
March 30, 2012
-
March 23, 2012
-
March 16, 2012
-
March 9, 2012
-
March 2, 2012
February 2012
-
February 24, 2012
-
February 17, 2012
-
February 10, 2012
-
February 3, 2012
January 2012
-
January 27, 2012
-
January 20, 2012
-
January 13, 2012
-
January 6, 2012
December 2011
-
December 30, 2011
-
December 16, 2011
-
December 16, 2011
-
December 9, 2011
-
December 2, 2011
November 2011
-
November 23, 2011
-
November 18, 2011
-
November 10, 2011
-
November 4, 2011
October 2011
-
October 28, 2011
-
October 21, 2011
-
October 14, 2011
-
October 7, 2011
September 2011
-
September 30, 2011
-
September 23, 2011
-
September 16, 2011
-
September 9, 2011
-
September 2, 2011
-
September 2, 2011
August 2011
-
August 19, 2011
-
August 12, 2011
-
August 5, 2011
July 2011
-
July 29, 2011
-
July 22, 2011
-
July 15, 2011
-
July 8, 2011
-
July 1, 2011
June 2011
-
June 24, 2011
-
June 17, 2011
-
June 10, 2011
-
June 3, 2011
May 2011
-
May 27, 2011
-
May 20, 2011
-
May 13, 2011
-
May 6, 2011
April 2011
-
April 29, 2011
-
April 22, 2011
-
April 15, 2011
-
April 8, 2011
-
April 1, 2011
March 2011
-
March 25, 2011
-
March 18, 2011
-
March 11, 2011
-
March 4, 2011
February 2011
-
February 25, 2011
-
February 18, 2011
-
February 11, 2011
-
February 4, 2011
January 2011
-
January 28, 2011
-
January 21, 2011
-
January 14, 2011
-
January 7, 2011
December 2010
-
December 30, 2010
-
December 17, 2010
-
December 17, 2010
-
December 10, 2010
-
December 3, 2010
November 2010
-
November 24, 2010
-
November 19, 2010
-
November 12, 2010
-
November 5, 2010
October 2010
-
October 29, 2010
-
October 22, 2010
-
October 15, 2010
-
October 8, 2010
-
October 1, 2010
September 2010
-
September 24, 2010
-
September 17, 2010
-
September 10, 2010
-
September 3, 2010
-
September 3, 2010
August 2010
-
August 20, 2010
-
August 13, 2010
-
August 6, 2010
July 2010
-
July 30, 2010
-
July 23, 2010
-
July 16, 2010
-
July 9, 2010
-
July 2, 2010
June 2010
-
June 25, 2010
-
June 18, 2010
-
June 11, 2010
-
June 4, 2010
May 2010
-
May 28, 2010
-
May 21, 2010
-
May 14, 2010
-
May 7, 2010
April 2010
-
April 30, 2010
-
April 23, 2010
-
April 16, 2010
-
April 9, 2010
-
April 1, 2010
March 2010
-
March 26, 2010
-
March 19, 2010
-
March 12, 2010
-
March 5, 2010
February 2010
-
February 26, 2010
-
February 19, 2010
-
February 12, 2010
-
February 5, 2010
January 2010
-
January 29, 2010
-
January 22, 2010
-
January 15, 2010
-
January 8, 2010
-
January 1, 2010
December 2009
-
December 18, 2009
-
December 18, 2009
-
December 11, 2009
-
December 4, 2009
November 2009
-
November 25, 2009
-
November 20, 2009
-
November 13, 2009
-
November 6, 2009
October 2009
-
October 30, 2009
-
October 23, 2009
-
October 16, 2009
-
October 9, 2009
-
October 2, 2009
September 2009
-
September 25, 2009
-
September 18, 2009
-
September 11, 2009
-
September 4, 2009
-
September 4, 2009
August 2009
-
August 21, 2009
-
August 14, 2009
-
August 7, 2009
July 2009
-
July 31, 2009
-
July 24, 2009
-
July 17, 2009
-
July 10, 2009
-
July 2, 2009
June 2009
-
June 26, 2009
-
June 19, 2009
-
June 12, 2009
-
June 5, 2009
May 2009
-
May 29, 2009
-
May 22, 2009
-
May 15, 2009
-
May 8, 2009
-
May 1, 2009
April 2009
-
April 24, 2009
-
April 17, 2009
-
April 9, 2009
-
April 3, 2009
March 2009
-
March 27, 2009
-
March 20, 2009
-
March 13, 2009
-
March 6, 2009
February 2009
-
February 27, 2009
-
February 20, 2009
-
February 13, 2009
-
February 6, 2009
January 2009
-
January 30, 2009
-
January 23, 2009
-
January 16, 2009
-
January 9, 2009
-
January 2, 2009
December 2008
-
December 19, 2008
-
December 19, 2008
-
December 12, 2008
-
December 5, 2008
November 2008
-
November 26, 2008
-
November 21, 2008
-
November 14, 2008
-
November 7, 2008
October 2008
-
October 31, 2008
-
October 24, 2008
-
October 17, 2008
-
October 10, 2008
-
October 3, 2008
September 2008
-
September 26, 2008
-
September 26, 2008
-
September 19, 2008
-
September 12, 2008
-
September 5, 2008
August 2008
-
August 29, 2008
-
August 29, 2008
-
August 15, 2008
-
August 8, 2008
-
August 1, 2008
July 2008
-
July 25, 2008
-
July 18, 2008
-
July 11, 2008
-
July 3, 2008
June 2008
-
June 27, 2008
-
June 20, 2008
-
June 13, 2008
-
June 6, 2008
May 2008
-
May 30, 2008
-
May 23, 2008
-
May 16, 2008
-
May 9, 2008
-
May 2, 2008
April 2008
-
April 25, 2008
-
April 18, 2008
-
April 11, 2008
-
April 4, 2008
March 2008
-
March 28, 2008
-
March 20, 2008
-
March 14, 2008
-
March 7, 2008
February 2008
-
February 29, 2008
-
February 22, 2008
-
February 15, 2008
-
February 8, 2008
-
February 1, 2008
January 2008
-
January 25, 2008
-
January 18, 2008
-
January 11, 2008
-
January 4, 2008
December 2007
-
December 28, 2007
-
December 28, 2007
-
December 14, 2007
-
December 7, 2007
November 2007
-
November 30, 2007
-
November 21, 2007
-
November 16, 2007
-
November 9, 2007
-
November 2, 2007
October 2007
-
October 26, 2007
-
October 19, 2007
-
October 12, 2007
-
October 5, 2007
September 2007
-
September 28, 2007
-
September 21, 2007
-
September 14, 2007
-
September 7, 2007
-
September 7, 2007
August 2007
-
August 24, 2007
-
August 17, 2007
-
August 10, 2007
-
August 3, 2007
July 2007
-
July 27, 2007
-
July 20, 2007
-
July 13, 2007
-
July 6, 2007
June 2007
-
June 29, 2007
-
June 22, 2007
-
June 15, 2007
-
June 8, 2007
-
June 1, 2007
May 2007
-
May 25, 2007
-
May 18, 2007
-
May 11, 2007
-
May 4, 2007
April 2007
-
April 27, 2007
-
April 20, 2007
-
April 13, 2007
-
April 5, 2007
March 2007
-
March 30, 2007
-
March 23, 2007
-
March 16, 2007
-
March 9, 2007
-
March 2, 2007
February 2007
-
February 23, 2007
-
February 16, 2007
-
February 9, 2007
-
February 2, 2007
January 2007
-
January 26, 2007
-
January 19, 2007
-
January 12, 2007
-
January 5, 2007
December 2006
-
December 29, 2006
-
December 29, 2006
-
December 15, 2006
-
December 8, 2006
-
December 1, 2006
November 2006
-
November 22, 2006
-
November 17, 2006
-
November 10, 2006
-
November 3, 2006
October 2006
-
October 27, 2006
-
October 20, 2006
-
October 13, 2006
-
October 6, 2006
September 2006
-
September 29, 2006
-
September 22, 2006
-
September 15, 2006
-
September 8, 2006
-
September 8, 2006
August 2006
-
August 25, 2006
-
August 18, 2006
-
August 11, 2006
-
August 4, 2006
July 2006
-
July 28, 2006
-
July 21, 2006
-
July 14, 2006
-
July 7, 2006
June 2006
-
June 30, 2006
-
June 23, 2006
-
June 16, 2006
-
June 9, 2006
-
June 2, 2006
May 2006
-
May 26, 2006
-
May 19, 2006
-
May 12, 2006
-
May 5, 2006
April 2006
-
April 28, 2006
-
April 21, 2006
-
April 13, 2006
-
April 7, 2006
March 2006
-
March 31, 2006
-
March 24, 2006
-
March 17, 2006
-
March 10, 2006
-
March 3, 2006
February 2006
-
February 24, 2006
-
February 17, 2006
-
February 10, 2006
-
February 3, 2006
January 2006
-
January 27, 2006
-
January 20, 2006
-
January 13, 2006
-
January 6, 2006
December 2005
-
December 30, 2005
-
December 16, 2005
-
December 9, 2005
-
December 2, 2005
November 2005
-
November 23, 2005
-
November 18, 2005
-
November 11, 2005
-
November 4, 2005
October 2005
-
October 28, 2005
-
October 21, 2005
-
October 14, 2005
-
October 7, 2005
September 2005
-
September 30, 2005
-
September 23, 2005
-
September 16, 2005
-
September 9, 2005
-
September 2, 2005
August 2005
-
August 26, 2005
-
August 19, 2005
-
August 12, 2005
-
August 5, 2005
July 2005
-
July 29, 2005
-
July 22, 2005
-
July 15, 2005
-
July 8, 2005
-
July 1, 2005
June 2005
-
June 24, 2005
-
June 17, 2005
-
June 10, 2005
-
June 3, 2005
May 2005
-
May 27, 2005
-
May 20, 2005
-
May 13, 2005
-
May 6, 2005
April 2005
-
April 29, 2005
-
April 22, 2005
-
April 15, 2005
-
April 8, 2005
-
April 1, 2005
March 2005
-
March 24, 2005
-
March 18, 2005
-
March 11, 2005
-
March 4, 2005
February 2005
-
February 25, 2005
-
February 18, 2005
-
February 11, 2005
-
February 4, 2005
January 2005
-
January 28, 2005
-
January 21, 2005
-
January 14, 2005
-
January 7, 2005
December 2004
-
December 30, 2004
-
December 17, 2004
-
December 17, 2004
-
December 10, 2004
-
December 3, 2004
November 2004
-
November 24, 2004
-
November 19, 2004
-
November 12, 2004
-
November 5, 2004
October 2004
-
October 29, 2004
-
October 22, 2004
-
October 15, 2004
-
October 8, 2004
-
October 1, 2004
September 2004
-
September 24, 2004
-
September 17, 2004
-
September 10, 2004
-
September 3, 2004
August 2004
-
August 27, 2004
-
August 20, 2004
-
August 13, 2004
-
August 6, 2004
July 2004
-
July 30, 2004
-
July 23, 2004
-
July 16, 2004
-
July 9, 2004
-
July 2, 2004
June 2004
-
June 25, 2004
-
June 18, 2004
-
June 11, 2004
-
June 4, 2004
May 2004
-
May 28, 2004
-
May 21, 2004
-
May 14, 2004
-
May 7, 2004
April 2004
-
April 30, 2004
-
April 23, 2004
-
April 16, 2004
-
April 8, 2004
-
April 2, 2004
March 2004
-
March 26, 2004
-
March 19, 2004
-
March 12, 2004
-
March 5, 2004
February 2004
-
February 27, 2004
-
February 20, 2004
-
February 13, 2004
-
February 6, 2004
January 2004
-
January 30, 2004
-
January 23, 2004
-
January 16, 2004
-
January 9, 2004
-
January 2, 2004
December 2003
-
December 19, 2003
-
December 19, 2003
-
December 12, 2003
-
December 5, 2003
November 2003
-
November 26, 2003
-
November 21, 2003
-
November 14, 2003
-
November 7, 2003
October 2003
-
October 31, 2003
-
October 24, 2003
-
October 17, 2003
-
October 10, 2003
-
October 3, 2003
September 2003
-
September 26, 2003
-
September 19, 2003
-
September 12, 2003
-
September 5, 2003
August 2003
-
August 29, 2003
-
August 22, 2003
-
August 15, 2003
-
August 8, 2003
-
August 1, 2003
July 2003
-
July 25, 2003
-
July 18, 2003
-
July 11, 2003
-
July 3, 2003
June 2003
-
June 27, 2003
-
June 20, 2003
-
June 13, 2003
-
June 6, 2003
May 2003
-
May 30, 2003
-
May 23, 2003
-
May 16, 2003
-
May 9, 2003
-
May 2, 2003
April 2003
-
April 25, 2003
-
April 17, 2003
-
April 11, 2003
-
April 4, 2003
March 2003
-
March 28, 2003
-
March 21, 2003
-
March 14, 2003
-
March 7, 2003
February 2003
-
February 28, 2003
-
February 21, 2003
-
February 14, 2003
-
February 7, 2003
January 2003
-
January 31, 2003
-
January 24, 2003
-
January 17, 2003
-
January 10, 2003
-
January 3, 2003
Kiplinger's Personal Finance Adviser
2013
-
May 2013
-
April 2013
-
March 2013
-
February 2013
-
January 2013
2012
-
December 2012
-
November 2012
-
October 2012
-
September 2012
-
August 2012
-
July 2012
-
June 2012
-
May 2012
-
April 2012
-
March 2012
-
February 2012
-
January 2012
2011
-
December 2011
-
November 2011
-
October 2011
-
September 2011
-
August 2011
-
July 2011
-
June 2011
-
May 2011
-
April 2011
-
March 2011
-
February 2011
-
January 2011
2010
-
December 2010
-
November 2010
-
October 2010
-
September 2010
-
August 2010
-
July 2010
-
June 2010
-
May 2010
-
April 2010
-
March 2010
-
February 2010
-
January 2010
2009
-
December 2009
-
November 2009
-
October 2009
-
September 2009
-
August 2009
-
July 2009
-
June 2009
-
May 2009
-
April 2009
-
March 2009
-
February 2009
-
January 2009
2008
-
December 2008
-
November 2008
-
October 2008
-
September 2008
-
August 2008
-
July 2008
-
June 2008
-
May 2008
-
April 2008
-
March 2008
-
February 2008
-
January 2008
2007
-
December 2007
-
November 2007
-
October 2007
-
September 2007
-
August 2007
-
July 2007
-
June 2007
-
May 2007
-
April 2007
-
March 2007
-
February 2007
-
January 2007
2006
-
December 2006
-
November 2006
-
October 2006
-
September 2006
-
August 2006
-
July 2006
-
June 2006
-
May 2006
-
April 2006
-
March 2006
-
February 2006
-
January 2006
2005
-
December 2005
-
November 2005
-
October 2005
-
September 2005
-
August 2005
-
July 2005
-
June 2005
-
May 2005
-
April 2005
-
March 2005
-
February 2005
-
January 2005
2004
-
December 2004
-
November 2004
-
October 2004
-
September 2004
-
August 2004
-
July 2004
-
June 2004
-
May 2004
-
April 2004
-
March 2004
-
February 2004
-
January 2004
2003
-
December 2003
-
November 2003
-
October 2003
-
September 2003
-
August 2003
-
July 2003
-
June 2003
-
May 2003
-
April 2003
-
March 2003
-
February 2003
-
January 2003
