Make the right moves to save time and money. December 31, 2008 Each month, Kiplinger's Personal Finance highlights key information you need to know about a particular topic -- ranging from investing to travel to taxes. Below, check out the articles we've offered this year.WHAT YOU NEED TO KNOW ABOUT... Auto Insurance How you can save on premiums. Identity Theft Learn how to protect yourself. Advertisement Certificates of Deposit They are a good mode of investment. Paying Your Taxes Uncle Sam gets his money one way or another. Bargaining Try out your bargaining skills with these tips. Social Networks Widen your pool of contacts-virtually. Advertisement Financial Stress Breathe your money fears away. Buying Renewable Energy How to plug in and power up. Money-Market Funds Is my money protected? Until when? Health Privacy HIPPA, helpful or hindrance? Advertisement Leasing a Car Now Automakers flooded with off-lease gas guzzlers shut off the tap. Trading Currencies Gaming with currency? See where the pound, yen, euro and dollar fall or rise. Paying Your Vet How much does it take to keep your pet healthy? Saving On Gas Ways to slash the cost of pain at the pump. Advertisement Couples & Money Tips on how to navigate through couples & money shakey waters. Summer Travel Best bets include historic cities in Central America and cruises in the Mediterranean. Computer Repair Find out how to fix your sick computer. Your Cell-Phone Contract Break free from your Cell-Phone contracts with these hints. Do-Not-Call Lists Want to get rid of those pesky telemarketers? Here's how. Travel Rewards Programs Winning the flight game isn't easy, even when you play your cards right. Holiday Sales Holidays shopping is here but what is there to buy? Smart Phones Technology and communication-all in a small Smart phone gadget. Is it a blessing or a curse. Carbon Offsets Helping the environment? Can buying "carbon offsets" to help reduce carbon emissions elsewhere really make a difference? Find out. Paying Bills Online The chore of paying your bills just got easier. Paying your bills online can help you save both time and money. Buying Music Online The digital music marketplace is still working out some kinks. Read policies you should be aware of before you download. Summer Airline Flights The six smart strategies outlined in our slide show can save you time and money when you travel by air this summer. Summer Rentals Renting a vacation house can be a great deal, but know what you're getting into. Follow these guidelines to ensure a fun trip. Auto Body Shops Whether the accident is your fault or the other guy's, make sure you go to an appropriate shop -- and ask for what you require. Tax Prep Firms Make sure you're dealing with an experienced, reputable outfit. And read the fine print on every paper you sign. The AMT The alternative minimum tax is affecting more and more people. And little is being done about it. Gifts of Love Valentine shopping? Here's something to love: getting a sweet deal. We tell you how. Your Dry Cleaner A missing or ruined garment can get you really steamed. Here's what to look for -- and what you should expect -- from a good dry cleaner.