Call 888-919-2345 for free answers to your tough financial-planning questions as part of <b>Kiplinger's Jump-Start Your Retirement Plan Days</b>. January 11, 2006 Once again this year, Kiplinger's is joining forces with the National Association of Personal Financial Advisors (NAPFA) to sponsor Kiplinger's Jump-Start Your Retirement Plan Days. From 9 a.m. until 6 pm. eastern time on Friday, January 27, NAPFA members across the U.S. will be standing by to take your calls and answer your questions. NAPFA members are comprehensive, fee-only financial advisers. Normally, these planners charge clients $100 to $250 an hour. But on Jump-Start Days, you pay nothing -- not even for the phone call. Just dial 888-919-2345. Thousands of Kiplinger's readers have taken advantage of Jump-Start Days in past years to get advice: Is my money invested properly? What kind of IRA is best, a traditional IRA or a Roth? How can I save for my retirement and my kids' college expenses at the same time? Can I count on social security? Should I buy an annuity? Is there any way to cut my taxes in retirement? You know which financial problems are bugging you. Now's your chance to call the toll-free number and get solutions. To make the most of your call, pull together any relevant records. If you want to ask about your investment allocation, for example, you'll need to give the planner a quick overview of how your portfolio is invested. Advertisement Our retirement hotline is a public service that is offered to all. If your questions can't be answered on the spot, you may be referred to resources on the Internet that will help you find the information you need. Complex questions may require complex answers, and you may be directed to NAPFA's Web site to locate a planner near you.