Free Advice from Financial Planners

On the road to retirement, sometimes you need to stop to ask for directions.

GO TO: Kiplinger's Jump-Start Your Financial Plan Chat

We recently heard from a young college graduate named Liz, whose employer doesn’t offer a 401(k) or other retirement plan. Liz had no idea how or where to start saving for retirement – but, to her credit, she wasn’t embarrassed to ask for help. We pointed her to Kiplinger.com’s free, live chats with financial planners from the National Association of Personal Finance Advisors (NAPFA), and during our Jan. 12 chat Liz asked about her options. A month later, she is now saving via her own Roth IRA.

Liz is just one of hundreds of people who have received personal, actionable financial advice from NAPFA planners already this year. Whether you are a 20-something learning the ropes of the financial world or one of the 77 million baby boomers who will hit full retirement age over the next 18 years, join Kiplinger and NAPFA for another free live chat on Thurs., Feb. 16 from 1 p.m. to 3 p.m. ET. You can ask questions on Kiplinger's Web site or Facebook page, and Twitter users can ask questions using the #JumpStartRetire hashtag.

To learn from the free advice dispensed during previous live chats, read these transcripts:

TRANSCRIPT: Jan. 12 Jump-Start Your Retirement Plan Live Chat

TRANSCRIPT: Jan. 17 Jump-Start Your Retirement Plan Live Chat

TRANSCRIPT: Dec. 14 Jump-Start Your Retirement Plan Live Chat

TRANSCRIPT: Nov. 16 Jump-Start Your Retirement Plan Live Chat