Please enable JavaScript to view the comments powered by Disqus.

Making Your Money Last

SOLVED: Will My Savings Run Out in Retirement?

How to make sure your money will last.

If you withdraw 4% of your personal savings during your first year in retirement and adjust subsequent withdrawals to compensate for inflation, you're virtually assured of never outliving your money over a 30-year retirement.

That's a conservative rule of thumb, but it would protect you even if you happen to retire during a bear market and end up having to withdraw funds from a dwindling balance.

See How Much is Enough? for more information. And use Kiplinger.com's calculators to estimate your retirement target, Social Security benefits and how bigger contributions to retirement accounts can add up.

RELATED LINKS

Fresh Ideas for Retiring Rich

Three Simple Ways to Reach Your Number

What to Ask Before Buying an Annuity

Go back to our main list for more problems solved
Go to our slide show for other helpful tips