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Hotel Rewards Cards That Pay

Whether you’re traveling for business or squeezing in a vacation this fall, signing up for a hotel affinity credit card could be a good idea. The cards below offer generous new-member bonuses, and you’ll rack up a healthy number of points when you use them to book rooms at participating properties.

SEE ALSO: How to Get Free Nights at Independent Hotels

The Citi Hilton HHonors Visa Signature (no annual fee; 14.24% annual percentage rate) hands over 40,000 points after you spend $1,000 in the first four months. Earn six points per dollar spent when you stay at Hilton properties, three points at supermarkets, drugstores and gas stations, and two points on all other purchases. Redemptions start at 5,000 a night.

The Chase Marriott Rewards Premier Visa Signature card ($85 annual fee, waived the first year; 15.24%) offers 50,000 points if you spend $1,000 within the first three months. You earn five points per dollar spent at Marriott locations, two points on plane tickets, car rentals and dining, and one point on everything else. Plus, you will qualify for a free night’s stay after your application is approved. Redemptions start at 7,500 points for the lowest tier of hotels. The card charges no foreign-transaction fee and has a microchip for use overseas.


The Starwood Preferred Guest Credit Card from American Express ($65 annual fee, waived the first year; 15.24% to 19.24%) provides 10,000 points after your first purchase and another 15,000 points after you spend $5,000 in the first six months. Starwood purchases earn two points per dollar spent; all other purchases earn one point. Redeem for a room starting at 2,000 points, or transfer your points to a participating frequent-flier program.

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